Business Details
50+ Years
experience
Your Community-Focused Credit Union in Washington
WSECU is a member-owned credit union dedicated to providing exceptional financial services while prioritizing community impact. Established in 1957, we operate as a not-for-profit institution focused on empowering Washington residents through low fees, personalized financial counseling, and innovative banking solutions. Our team combines decades of industry experience with a commitment to transparency and ethical practices, ensuring members receive tailored financial guidance and competitive rates. With over 25 physical branches and access to 30,000 ATMs nationwide, we offer both local service and national convenience.Our digital platforms enable secure 24/7 account management, including mobile check deposits and instant fund transfers. Recognized as Washington's only Forbes Best-In-State Credit Union for five consecutive years, we maintain rigorous compliance standards and actively invest in community development initiatives. Our leadership team comprises seasoned professionals with extensive backgrounds in finance, governance, and public service, ensuring strategic decision-making that aligns with member interests.
Services
Checking Accounts
Mortgages
Auto Loans
Savings Accounts
Credit Cards
Home Equity Loans
Personal Loans
Share Certificates
Auto Insurance
Digital Banking
Details
- Year established: 1957
Highlights and features
- Forbes Best-In-State Credit Union for five consecutive years
- Not-for-profit structure returns value to members through better rates
- Access to 5,000+ shared branches nationwide
- Free financial counseling and budgeting resources
- Early direct deposit availability for faster paycheck access
Services
Checking Accounts
WSECU offers three personal checking account options tailored to Washington residents' financial needs. Cash Back Checking provides rewards on everyday purchases, Balanced Checking features automatic savings through round-up transfers, and Basic Checking offers traditional banking with no monthly fees. All accounts include early direct deposit access, free digital banking tools, and nationwide ATM access through the CO-OP network.
Mortgage Loans
Our mortgage programs help Washington residents achieve homeownership with personalized guidance and competitive rates. We offer purchase loans, refinancing options, and specialized programs for first-time buyers. The process includes market analysis, pre-approval assistance, and closing support. Our local expertise helps navigate Washington's housing market complexities while maintaining transparent fee structures and flexible qualification criteria.
Auto Loans
WSECU provides financing for new and used vehicles with fixed rates and flexible terms. Our program includes online pre-approval, dealership financing options, and refinance opportunities. Members benefit from digital payment tools, loan payoff analysis, and protection plans. We serve both new buyers and experienced owners seeking to upgrade their vehicles through a streamlined application process.
Savings Accounts
Our savings solutions include traditional accounts, youth programs, and specialized options for young adults. Features include early direct deposit access, compound interest earnings, and tiered rate structures. The JustU program helps ages 18-25 build financial literacy, while minor accounts offer custodial options with educational resources like the Munny Bunny program for children.
Share Certificates
These fixed-term savings vehicles offer guaranteed returns with terms from 6 to 84 months. Special programs include the 18-Month Flex-Withdrawal Certificate with penalty-free partial withdrawals and the 6-Month Add-On Certificate allowing additional deposits. IRA options and certificate laddering strategies help maximize returns while maintaining NCUA insurance coverage up to $250,000.
People
Marcus Glasper
Board Chair
Serving since 2012, Marcus brings public sector leadership experience as Director of Washington State Department of Licensing. His governance expertise shapes strategic direction while maintaining member-focused priorities.
Vikki F. Smith
Board Vice-Chair
Elected in 2021, Vikki contributes deep financial policy knowledge from her career at the Department of Revenue. Her leadership focuses on regulatory compliance and fiscal responsibility.
Tracy Guerin
Board Secretary
With over 15 years of service, Tracy applies retirement systems expertise to ensure long-term financial stability. Her tenure includes shaping member benefit programs and investment strategies.
Veronica Bronkema
Board Past Chair
Regional labor administrator since 2018, Veronica focuses on operational efficiency and workforce development. She advocates for member-centric service improvements through policy innovation.
Doug Mah
Board Member
Former Olympia Mayor with decade-long service, Doug provides local government perspective. His consulting background informs community engagement strategies and small business support programs.
Questions
How do I become a WSECU member?
Live or work in Washington State, open an account online in minutes with $1 minimum deposit.
What loan products does WSECU offer?
We provide mortgages, auto loans, home equity loans, personal loans, and credit cards with competitive rates.
Can I access my account outside Washington?
Yes, through 5,000+ shared branches and 30,000 ATMs nationwide with no surcharge fees.
Does WSECU offer digital banking?
Yes, with mobile check deposit, biometric login, card controls, and instant transfers via our app.
What savings options are available?
We offer checking accounts with cash-back rewards, savings accounts, share certificates, and youth savings programs.
How does WSECU support financial education?
Through free counseling, budgeting tools, and educational resources on financial planning and debt management.
