Business Details
33 Years
experience
Your Trusted Insurance Partner in Delmar, NY
Founded in 1993, MAGCAR Insurance Agency has built a reputation as a trusted provider of personalized insurance solutions in Delmar, NY. Our team brings over 82 years of combined experience in both personal and commercial insurance, serving clients with a commitment to tailored service and community values. Rooted in family, our agency was named after the daughters of our founders, Maggie and Carol Anne, reflecting our dedication to treating every client like part of the family.We specialize in matching clients with comprehensive coverage options while offering bilingual support for Chinese-speaking customers. With decades of expertise and a focus on transparency, we pride ourselves on delivering reliable protection for homes, businesses, and the things that matter most to our clients.
Services
Commercial Insurance
Personal Insurance
Auto Insurance
Home Insurance
Business Auto
Workers Compensation
Commercial Umbrellas
Personal Umbrella
Recreational Vehicles
Watercraft Insurance
Details
- Year established: 1993
Highlights and features
- We offer over 82 years of combined insurance experience in personal and commercial lines.
- Our agency has served the Delmar community since 1993 with localized expertise.
- Bilingual Chinese translation services available for client convenience.
- We provide tailored insurance solutions for both individuals and small businesses.
- Our team includes specialists in commercial lines, personal lines, and risk management.
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions for small businesses in Delmar, NY. Our offerings include property coverage, liability protection, and specialized policies for retail stores, restaurants, contractors, and more. With experienced agents like CEO Peter Callesano, we help businesses mitigate risks and ensure continuity through tailored insurance strategies.
Personal Insurance
Our personal insurance services protect individuals and families with auto, home, and umbrella policies. President Debra Gingeresky leads our personal lines team to deliver customized protection plans that adapt to life changes. We emphasize clear communication and competitive pricing to meet diverse client needs.
Business Auto
We offer commercial auto insurance for businesses operating vehicles in New York State. This includes coverage for company cars, trucks, and specialized equipment. Our policies address liability, collision, and cargo protection while complying with state regulations for commercial fleets.
Workers Compensation
Our workers' compensation insurance meets New York State requirements for employer liability. We help businesses secure coverage that protects employees and employers from workplace injury claims. This includes benefits for medical expenses, lost wages, and rehabilitation services.
Home Insurance
We provide residential insurance policies covering homes, condominiums, and rental properties in the Capital Region. Our home insurance includes structural protection, personal property coverage, and liability safeguards. Maggie Callesano specializes in designing policies that balance affordability with comprehensive risk management.
People
Peter Callesano
CEO
With 44 years in commercial insurance, Peter founded MAGCAR in 1993. A Utica First Agents Council member, he specializes in risk management for small businesses and maintains strong client relationships through personalized service.
Debra A. Gingeresky
President
Debra has 24 years of expertise in personal insurance lines. As a founding team member, she focuses on creating customized home and auto policies while ensuring clients understand their coverage options clearly.
Shao F. Ma
Executive Vice President
Shao brings 12 years of bilingual insurance experience, serving both personal and commercial clients. Active in the Chinese community, she bridges cultural gaps to provide accessible insurance solutions for diverse clients.
Maggie Callesano
Account Executive
Maggie combines 2 years of insurance knowledge with marketing expertise. She specializes in personal lines policies and client communications, leveraging her background in competitive swimming to approach challenges strategically.
Questions
What types of insurance does MAGCAR offer?
We provide personal insurance (auto, home, umbrella) and commercial insurance (business auto, workers compensation, commercial property) for clients in Delmar, NY and surrounding areas.
Do you serve non-English speaking clients?
Yes, we offer Chinese translation services to assist Mandarin and Cantonese-speaking clients with policy explanations and insurance selection.
What areas do you serve?
We primarily serve Delmar, NY and the greater Capital Region, including Albany County businesses and residents needing personalized insurance solutions.
How do I schedule an insurance consultation?
Use our website contact form to describe your needs or call directly. We typically respond within one business day to schedule appointments.
