Business Details
Your Trusted Financial Partner in Arkansas
At Pine Federal Credit Union, we operate on the principle of people helping people, committed to being your lifetime financial partner. As a full-service financial institution, we offer a comprehensive range of services designed to meet the diverse needs of our members. Our offerings include mobile banking, home banking with checking accounts, debit/ATM cards, wire transfers, direct deposit, payroll deduction, and notary services. We provide flexible loan options such as signature loans, auto loans, boat loans, motorcycle loans, recreational vehicle financing, and home equity lines of credit. Our VISA credit cards feature no annual fee and a 25-day grace period. We prioritize member benefits through debt protection programs, drive-up windows, and 24/7 ATM access at our Sheridan location.Our federally insured savings accounts ensure your funds are protected up to $250,000 by the National Credit Union Administration. We actively support financial education through partnerships with Sallie Mae for student loans and offer convenient insurance verification services. Our team of experienced professionals, including our Board of Directors and Supervisory Committee, maintains rigorous standards of financial stewardship. We continuously invest in technological innovation, exemplified by our mobile app that streamlines account monitoring and financial transactions. Our commitment to community development is reflected in our tailored financial solutions for local residents and businesses.
Services
Personal Loans
Home Equity Loans
VISA Credit Cards
Mobile Banking
Insurance Verification
Student Loans
Auto Financing
Online Banking
Notary Services
Wire Transfers
Highlights and features
- We offer federally insured accounts protected up to $250,000
- Our mobile app provides seamless 24/7 financial management
- We provide diverse loan options with competitive interest rates
- Our team includes experienced financial professionals with local expertise
- We offer free notary services and debt protection programs
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Personal Loans
Our personal loans offer flexible financing solutions for various needs including vacations, education expenses, and unexpected emergencies. With competitive interest rates and customizable repayment terms, these unsecured loans provide quick access to funds while maintaining affordability through manageable monthly payments.
Home Equity Loans
We provide home equity lines of credit that allow members to leverage their home's value for major expenses. These loans offer tax-advantaged financing options for home improvements, college education, and vehicle purchases while maintaining potential tax deductibility of interest payments.
Mobile Banking
Our mobile banking app enables 24/7 account management with features for real-time monitoring, fund transfers, and bill payments. The application maintains robust security protocols while providing convenient access to financial services from any location.
VISA Credit Cards
We offer VISA credit cards with no annual fees and a 25-day interest-free grace period when balances are paid in full. These cards combine purchasing power with consumer protection benefits and rewards programs for everyday spending.
Insurance Verification
Our digital insurance verification system allows borrowers to quickly submit required documentation through a secure online portal. This service ensures compliance with loan agreement requirements while maintaining convenience for policyholders.
People
Robert Johnson
President
Robert Johnson leads our Board of Directors with extensive experience in financial governance and community development initiatives.
Raymond F Jones
Vice President
Raymond F Jones serves as Vice President with a focus on operational excellence and strategic planning for member services.
Debbie Gatlin
CEO/Manager
Debbie Gatlin oversees daily operations as CEO, bringing decades of credit union leadership and financial management expertise.
Danna Thompson
Assistant Manager
Danna Thompson supports organizational operations as Assistant Manager with specialized knowledge in member account management and service delivery.
Beverly Barrett
Secretary/Treasurer
Beverly Barrett manages financial records and serves on both the Board of Directors and Supervisory Committee with meticulous attention to compliance.
Questions
How do I access mobile banking services?
Download the Pine Federal Credit Union app from the App Store or Google Play, then log in using your online banking credentials.
What types of loans are available?
We offer personal loans, auto loans, boat financing, home equity lines of credit, and mortgage loans with competitive rates.
Is my money insured?
Yes, all savings accounts are federally insured up to $250,000 through the National Credit Union Administration.
How do I verify insurance for my loan?
Use our online portal to submit current insurance documentation as required by your loan agreement terms.
What credit card options exist?
We offer VISA credit cards with no annual fees and a 25-day grace period for purchases paid in full monthly.
Can I get pre-approved for a loan?
Yes, contact our loan officers for pre-approval to simplify your vehicle or home purchase process.
