Business Details
50+ Years
experience
Your Trusted Credit Union in Pine Bluff, AR
Established in 1958 by International Paper Mill employees, Fairfield Federal Credit Union (FFCU) operates as a member-owned financial cooperative dedicated to serving Jefferson County and surrounding areas. With over six decades of experience, we prioritize community-focused banking, offering competitive loan rates, high-yield savings options, and personalized financial services tailored to meet diverse member needs. Our expertise spans checking and savings accounts, auto and recreational vehicle loans, credit cards, and digital banking tools, all supported by a commitment to transparency, member ownership, and local economic growth.As a federally insured institution, we combine the security of NCUA protection with the convenience of 24/7 online and mobile banking, three branch locations, and a network of 30,000+ ATMs nationwide. Our team of financial professionals brings decades of industry knowledge to deliver reliable, ethical services that empower members to achieve their financial goals while fostering trust through consistent community engagement and member-driven governance.
Services
Checking Accounts
Savings Accounts
Auto Loans
Credit Cards
Mobile Banking
ATM Access
Personal Loans
Share Certificates
Financial Counseling
Safe Deposit Boxes
Details
- Year established: 1958
Highlights and features
- We offer member-owned financial services with preferential loan rates and higher savings yields.
- Our community focus expands membership eligibility to anyone in Jefferson County.
- We provide 24/7 digital banking access with no monthly service fees on checking accounts.
- Our team delivers personalized financial counseling and locally driven decision-making.
- We maintain a network of 30,000+ fee-free ATMs nationwide for member convenience.
Associations and certifications
- National Credit Union Administration (NCUA)
What people say
Competitive loan rates
Friendly staff
24/7 mobile access
No monthly fees
Community focus
Services
Checking Accounts
Our FREE checking accounts offer no monthly fees, no minimum balances, and include VISA debit cards, mobile banking, and overdraft protection. Members enjoy unlimited free checks for seniors and direct deposit services. These accounts provide convenient financial management tools for everyday transactions while maintaining member ownership benefits.
Auto Loans
We provide competitive financing for new and used cars, trucks, and recreational vehicles with flexible terms. Our streamlined pre-approval process simplifies vehicle purchases while offering lower rates for members. Loan applicants benefit from personalized service and quick approval decisions tailored to individual financial situations.
Mobile Banking
Our mobile app enables 24/7 account access, balance checks, transfers, and bill payments through secure, user-friendly interfaces. Features include mobile check deposit, transaction history tracking, and real-time alerts. The app eliminates the need for browser resizing through optimized mobile design.
Share Certificates
These high-yield savings options offer fixed rates for terms between 3-24 months with minimum $1,000 deposits. Members earn competitive dividends while maintaining NCUA-insured security. Early withdrawal penalties help maintain disciplined saving habits while providing guaranteed returns.
Personal Loans
Unsecured personal loans provide quick access to cash for emergencies, repairs, or vacations without collateral requirements. Flexible repayment terms and competitive rates make these loans ideal for short-term financial needs while maintaining member-friendly underwriting standards.
Questions
Who can join Fairfield Federal Credit Union?
Anyone living, working, or owning a business in Jefferson County, AR, including immediate family members.
What loan types do you offer?
We provide auto loans, recreational vehicle financing, personal loans, and share-secured lending options.
How do I access online banking?
Visit our website or download the mobile app to enroll in 24/7 digital banking services.
Are my deposits insured?
Yes, all accounts are federally insured up to $250,000 by the NCUA.
Can I use ATMs outside your network?
Access 30,000+ shared branch ATMs nationwide without surcharges.
Do you offer financial counseling?
Yes, we provide free financial education and personalized counseling services to members.
