Business Details
32 Years
experience
Your Trusted Insurance Partner in Modena, OH
Modene Insurance has been dedicated to providing exceptional insurance solutions since 1994. Our team of licensed professionals works with multiple carriers to offer personalized auto, home, life, and business insurance coverage tailored to each client's unique needs. Licensed in Ohio, Michigan, and Indiana, we prioritize superior customer service, competitive pricing, and comprehensive risk management strategies. With over 30 years of experience, we have built a reputation for reliability, earning more than 200 five-star Google reviews.Our independent agency model allows us to shop top-rated carriers, ensuring clients receive optimal coverage at the lowest possible rates. We specialize in bundling policies, identifying discounts, and delivering prompt, expert service for both personal and commercial clients. Our commitment to transparency, ethical practices, and long-term client relationships has established us as a trusted insurance partner in the communities we serve.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Commercial Auto
Details
- Year established: 1994
Highlights and features
- We offer over 30 years of experience in personalized insurance solutions.
- Our team shops multiple carriers to find you the best coverage at the lowest rates.
- We provide tailored insurance plans for homes, autos, businesses, and families.
- Our 200+ five-star reviews reflect our commitment to exceptional service.
- Licensed in Ohio, Michigan, and Indiana, we serve clients across multiple states.
What people say
Great customer care
Awesome Customer Service
Great rates
Promptness and courtesy
First rate
Services
Auto Insurance
Our auto insurance policies provide comprehensive coverage for vehicles, including liability, medical expenses, and property damage. We offer specialized options like diminishing deductibles, emergency road service, and new car replacement. By comparing multiple carriers, we help clients secure competitive rates with discounts for safe drivers, multi-policy bundling, and safety devices.
Home Insurance
Home insurance solutions protect residential properties against risks like fire, theft, and natural disasters. We provide coverage for houses, condos, and mobile homes, with options to include personal liability and additional living expenses. Our team ensures competitive pricing through tailored policies that meet individual needs while maximizing available discounts.
Life Insurance
Life insurance plans safeguard loved ones with financial security through term, whole, and universal life policies. We help clients determine appropriate coverage amounts and durations, explaining policy features like cash value accumulation and simplified issue options. Our independent approach ensures personalized guidance to select policies aligned with long-term financial goals.
Business Insurance
Business insurance protects companies from operational risks with general liability, property, and commercial auto coverage. We design customized programs for small to medium businesses across industries like retail, manufacturing, and professional services. Our solutions address unique needs such as rental dwellings, nonprofit organizations, and contractors' liability.
Commercial Auto
Commercial auto insurance covers business vehicles used for transporting goods or passengers. We offer policies for fleets of varying sizes, including coverage for leased vehicles and specialized equipment. Our services help businesses manage risks associated with vehicle accidents, theft, and liability claims while maintaining cost-effective coverage.
People
David Modene
Principal Agent, Owner
David Modene leads Modene Insurance with decades of industry experience, focusing on personalized client service and strategic risk management solutions.
Kimberley Cloyne
Agent
Kimberley Cloyne provides expert insurance guidance, specializing in matching clients with tailored coverage options that balance protection and affordability.
Jennifer Nagy Lake
Agent
Jennifer Nagy Lake leverages her CIC certification to deliver comprehensive insurance solutions for both personal and commercial clients.
Mary Modene-Salahat
Agent
Mary Modene-Salahat assists clients in navigating insurance choices with patience and expertise, ensuring clear understanding of policy options.
Questions
Why choose an independent insurance agency?
Independent agencies offer access to multiple carriers, ensuring optimal coverage and rates tailored to your specific needs.
How can I find out what my premium will be?
Premiums depend on factors like loss history, credit score, and applicable discounts for safe driving or bundling policies.
Do you offer free quotes?
Yes, all quotes are provided free of charge with no obligation to purchase.
What do I do if I need to make a claim?
Contact us directly or call your insurance company's claims number for assistance.
Do you offer discounts for bundling services?
We provide bundle discounts for combined home and auto insurance policies.
