Business Details
50+ Years
experience
Your Trusted Business Insurance Partner Since 1948
Since 1948, Unickel & Associates Insurance Agency has dedicated itself to building long-term relationships with clients by protecting their businesses and assets. Our team of seasoned producers leverages an extensive network of A-rated insurance carriers to secure competitive terms and tailored coverage solutions. Our customer service staff specializes in marketing, underwriting, and claims handling, ensuring comprehensive support for every client's unique needs.We prioritize proactive risk assessment and transparent communication, acting as your advocate in navigating insurance complexities. With decades of industry experience, we maintain the highest standards of professionalism while delivering personalized service that fosters peace of mind. Our commitment to excellence is reflected in our ongoing partnerships with leading insurance providers and our focus on continuous improvement in coverage placement strategies.
Services
General Liability
Professional Liability
Workers' Compensation
Commercial Auto
Employment Practices Liability
Property Insurance
Umbrella Bonds
Retail Commercial Buildings
Restaurant Insurance
Contractors Coverage
Details
- Year established: 1948
Highlights and features
- We offer over 75 years of combined industry experience in commercial insurance solutions
- Our team maintains direct relationships with top-rated insurance carriers nationwide
- We provide personalized risk assessment and coverage placement strategies
- Our staff specializes in claims handling and policy optimization
- We maintain A+ rated carrier partnerships for superior coverage options
Services
General Liability
Our general liability insurance protects businesses from common risks including property damage, bodily injury, and advertising claims. We customize policies to cover legal fees, medical expenses, and settlement costs while ensuring compliance with industry regulations. Our team works with top-rated carriers to provide comprehensive protection for businesses of all sizes.
Workers' Compensation
We offer tailored workers' compensation coverage that meets state requirements while protecting both employers and employees. Our policies cover medical treatment costs, wage replacement, and rehabilitation expenses for work-related injuries or illnesses. We partner with specialized carriers to provide risk management resources and claims management support for California businesses.
Commercial Auto
Our commercial auto insurance covers vehicles used for business purposes against accidents, theft, and property damage. Policies include liability coverage for bodily injury and property damage, plus optional protections for uninsured motorists and cargo. We provide customized solutions for fleets of all sizes across various industries.
Property Insurance
We provide commercial property insurance that safeguards buildings, equipment, and inventory against fire, theft, and natural disasters. Our policies include coverage for business interruption losses and can be customized with endorsements for specific risks. We work with A-rated carriers to ensure comprehensive protection for your physical assets.
Umbrella Bonds
Our umbrella insurance policies provide additional liability protection beyond standard policy limits. These policies cover unexpected claims that exceed primary insurance coverage, offering financial security for catastrophic events. We help businesses determine appropriate coverage levels based on risk exposure and industry requirements.
People
John Pagulayan
President
John Pagulayan, President of Unickel & Associates Insurance, has dedicated his career to commercial risk management. With decades of experience in insurance brokerage, he leads a team focused on delivering tailored solutions while maintaining the agency's founding principles of integrity and client advocacy.
Darlene Kidd
Vice President
Darlene Kidd, Vice President, brings extensive expertise in commercial insurance products and client relations. She oversees policy placement and risk assessment strategies, ensuring clients receive comprehensive coverage solutions that align with their business objectives and industry-specific requirements.
Questions
What types of business insurance do you offer?
We provide general liability, workers' compensation, commercial auto, property insurance, umbrella bonds, and specialized coverage for industries including restaurants, contractors, and technology firms.
How do you help businesses find the best rates?
We leverage relationships with multiple A-rated carriers to compare coverage options and negotiate competitive pricing tailored to each business's specific risk profile and industry requirements.
Do you work with California-based businesses only?
While our office is in California, we provide insurance solutions to businesses across various states through our network of licensed partners and carrier relationships.
What sets your agency apart from others?
With over 75 years of combined experience, we combine personalized service with access to top-rated carriers, offering tailored solutions while maintaining long-term client relationships built on trust and expertise.
