Business Details
Your Trusted Insurance Partner in Middleboro, MA
Since 1877, T M Ryder Insurance has been a family-owned institution dedicated to providing tailored insurance solutions across Southeastern Massachusetts. Our fourth-generation team combines deep industry expertise with personalized service, prioritizing customer relationships over transactional interactions. We maintain a steadfast commitment to community involvement, demonstrated through decades of local charitable support and active participation in regional business networks.Our agency specializes in balancing comprehensive coverage with competitive pricing, offering clients access to multiple insurance carriers while maintaining a local, hands-on approach to policy management and claims resolution.
Services
Personal Auto
Homeowners Insurance
Commercial Property
Flood Coverage
Boat Insurance
Umbrella Policies
Workers Compensation
General Liability
Renters Insurance
Antique Auto
Highlights and features
- Four generations of family leadership since 1877 with 140+ years of local insurance expertise
- Personalized policy reviews to ensure optimal coverage and maximum available discounts
- Dedicated claims assistance with direct client communication throughout the process
- Community-focused approach with active involvement in local charities and organizations
- Independent agency access to multiple insurance carriers for customized solutions
What people say
Proper coverage
Best value
Flawless transfer
Hundreds saved
Prompt service
Services
Personal Auto
Comprehensive auto insurance solutions tailored to individual drivers' needs. Our policies cover standard vehicles, antique autos, and specialty transportation with options for coastal proximity risks. We specialize in identifying applicable discounts like low-mileage and multi-car credits while maintaining competitive pricing. Our team provides continuous policy reviews to ensure coverage adequacy and cost efficiency.
Homeowners Insurance
Customizable home insurance packages protecting against common risks including fire, theft, and weather damage. We offer enhanced coverage options for coastal properties and valuable personal assets like jewelry or firearms. Our specialists help clients navigate policy details to ensure proper protection while optimizing premium costs through available discounts and multi-policy bundling.
Commercial Property
Tailored protection for business assets including buildings, equipment, and inventory. Our commercial property policies address industry-specific risks while meeting standard coverage requirements. We assist business owners with risk assessment, policy customization, and claims management, maintaining relationships with multiple carriers to secure optimal terms for both standard and specialized commercial exposures.
Flood Insurance
Specialized flood protection policies through the National Flood Insurance Program (NFIP) and private carriers. Our experts educate clients about flood zone requirements and policy limitations while helping structure appropriate coverage. We provide detailed explanations of flood risk mitigation strategies and coordinate with property owners to ensure adequate protection beyond standard homeowners' policy exclusions.
Boat Insurance
Comprehensive marine insurance for personal watercraft, yachts, and small commercial vessels. Our policies cover physical damage, liability protection, and emergency assistance. We work with coastal property owners and recreational boaters to address unique risks associated with watercraft ownership, including storage, transportation, and usage in varying environmental conditions.
People
Judi Maddigan
President
Third-generation insurance professional with 30+ years leadership experience. Active community member and former agency president, specializing in strategic direction and business continuity planning.
Kira Maddigan
Commercial Lines Specialist
Fourth-generation insurance professional with marketing expertise. Licensed producer focusing on commercial lines sales and customer service, active in local business networking organizations.
Kristi Maddigan
Personal Lines Manager
Fourth-generation insurance specialist managing personal lines department. Licensed producer with marketing background, focusing on client education and policy optimization for individual customers.
Jenny Mason
Personal Lines Specialist
Experienced insurance professional with RMV expertise. Specializes in personal lines policies and customer service, known for significant client savings through policy optimization and discount identification.
Danielle
Licensed Producer
Industry professional with cross-training in personal and commercial lines. Contributes to policy sales and service operations, bringing fresh perspective and technical expertise to client interactions.
Questions
What insurance products do you specialize in?
We offer personal auto/home insurance, commercial property/liability coverage, flood insurance, boat policies, and specialized inland marine coverage for valuable items.
How can I get a free insurance quote?
Contact us directly via phone or email to receive a complimentary policy review and customized insurance quote from our licensed professionals.
Do you handle insurance claims assistance?
Yes, we provide dedicated claims support including documentation coordination, adjuster communication, and rental car arrangements during claim processing.
Are you available for policy changes outside business hours?
While our office hours are Monday-Friday 8:30am-4:30pm, we accept policy change requests via email and fax at any time for processing during business hours.
Do you offer payment plans for insurance premiums?
We provide premium financing options and electronic funds transfer (EFT) payment solutions for both personal and commercial insurance policies.
How does your agency help clients save money?
Our team continuously reviews policies to identify applicable discounts, optimize coverage levels, and secure competitive rates through our multiple carrier partnerships.
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