Business Details
50+ Years
experience
Your Trusted Financial Partner in the Ohio Valley Since 1960
Ohio Valley Community Federal Credit Union has been dedicated to meeting the evolving financial needs of its members since 1960. As one of the region's largest financial institutions, we operate as a full-service, federal-chartered credit union guided by our mission to provide safety, security, and innovative financial services to our members and communities. Our comprehensive offerings include checking and savings accounts, mortgage and auto loans, home equity lines of credit, and high-yield share certificates. With branches across Ohio, West Virginia, and Pennsylvania, we serve over 13,000 members who reside, work, or worship in designated counties. Our volunteer Board of Directors, elected by members, works alongside management to ensure responsible financial stewardship.We prioritize accessible banking through 24/7 online services, mobile apps, and convenient branch locations. Our commitment to federal insurance through NCUA ensures member savings are protected up to $250,000. By partnering with local dealerships and offering flexible loan terms, we simplify major financial decisions for our community. Our competitive rates and personalized service reflect decades of understanding regional financial needs. Backed by the full faith of the U.S. government, we remain a trusted partner for generations of members.
Services
Checking Accounts
Savings Accounts
Mortgage Loans
Auto Loans
Home Equity Lines
Share Certificates
Online Banking
Debit Cards
ATM Services
Loan Calculators
Details
- Year established: 1960
Highlights and features
- We offer competitive mortgage rates with flexible terms for primary, secondary, and vacation homes.
- Our 24/7 CurCU mobile app provides secure, real-time access to accounts and loan management.
- We provide a wide variety of loan products including auto, home equity, and personal loans.
- Our high-interest Share Certificate rates guarantee predictable returns on investments.
- We partner with local dealerships for on-the-spot financing for vehicle purchases.
Associations and certifications
- NCUA
Services
Mortgage Loans
We offer fixed-rate mortgage loans for primary, secondary, and vacation homes with terms from 5 to 30 years. Our competitive rates and flexible rehab/construction options cater to diverse homeownership needs. Members benefit from personalized guidance through the application process.
Auto Loans
New and used vehicle financing includes motorcycles, RVs, and boats with partnerships at 20+ local dealerships. On-the-spot membership and loan approvals streamline purchases. Flexible terms accommodate various credit profiles.
Home Equity Lines
Up to 90% LTV lines of credit use home equity for debt consolidation, education, or home improvements. Adjustable rates tied to prime index with a no-fee promotion offering up to $500 in closing cost reimbursement annually.
Share Certificates
Fixed-term certificates from 3 months to 5 years guarantee returns with APYs up to 3.92%. Early withdrawal penalties apply, and rates adjust based on term length and deposit amount.
Online Banking
24/7 access via CurCU mobile app enables account management, loan payments, and membership enrollment. Secure ID verification requires mobile device and government-issued ID for initial setup.
Questions
How do I become a member of OVCFCU?
Visit any branch, apply online, or call us to join if you live, work, or worship in our service counties across Ohio, West Virginia, or Pennsylvania.
What loan types does OVCFCU offer?
We provide mortgage loans, auto financing, home equity lines, personal loans, and recreational vehicle loans with flexible terms and competitive rates.
Is my money insured at OVCFCU?
Yes, all savings are federally insured up to $250,000 by NCUA, backed by the U.S. government's full faith and credit.
Can I access my account 24/7?
Yes, use our CurCU mobile app or online banking for round-the-clock access to accounts, payments, and loan management tools.
Do you offer business banking services?
While our primary focus is personal banking, contact us directly to discuss specialized business account options and lending capabilities.
How do I report a lost debit/credit card?
Call 888-297-3416 for debit cards or 888-918-7313 for credit cards immediately to report lost/stolen cards and request replacements.
