Business Details
50+ Years
experience
Your Trusted Partner for Credit Union Services in Moundsville
Marshall County Federal Credit Union has served the financial needs of our community since 1974. What began as a small school employees' credit union with eight founding members has grown into a trusted institution managing nearly $25 million in assets while maintaining our commitment to personalized service. Our expansion in the 1980s to include government entities and small businesses established our reputation as a community-focused financial partner. We offer a comprehensive range of services including share savings accounts, loan programs, and financial education initiatives designed to empower our members. With over 2,500 members, we combine decades of experience with modern financial solutions to meet evolving needs. Our team of professionals maintains rigorous standards of financial expertise while prioritizing member satisfaction through competitive rates and community reinvestment.We demonstrate authoritativeness through our long-standing presence and transparent banking practices that emphasize financial literacy and accessibility. Our commitment to trustworthiness is evident in our budget counseling services, youth savings programs, and 24/7 digital banking capabilities that ensure reliable access to financial tools. Through consistent growth and adaptation, we continue to provide dependable financial services tailored to Marshall County's unique needs. This enduring dedication to our members' financial success positions us as a cornerstone of local economic stability.
Services
Share Savings Accounts
Share Draft Accounts
Loan Programs
Online Banking
Budget Counseling
Details
- Year established: 1974
Highlights and features
- We offer over 50 years of community banking experience
- Our team provides personalized financial solutions for local needs
- We maintain competitive rates on savings and loan products
- We prioritize financial education through youth programs
- We offer 24/7 online banking access with security features
Services
Share Savings Accounts
Our share savings accounts offer competitive dividends with flexible options including regular savings, vacation clubs, and Christmas clubs. Members benefit from quarterly dividends and specialized accounts for youth financial education. These accounts provide secure growth opportunities while maintaining liquidity for changing financial needs.
Share Draft Accounts
Free checking accounts with unlimited check writing and no minimum balance requirements. Digital banking features include online bill pay and mobile check deposit. Statements are provided monthly with convenient access to transaction history and account management tools.
Loan Programs
Diverse loan options include auto financing, signature loans, and seasonal lending with pre-approval capabilities. Our share-secured loans offer lower rates using existing savings as collateral. Loan specialists provide personalized guidance for major purchases or debt consolidation needs.
Online Banking
24/7 account access through secure online and telephone banking platforms. Features include balance checks, fund transfers, check image viewing, and bill payment scheduling. Real-time transaction tracking and account alerts enhance financial management capabilities.
Budget Counseling
Confidential financial counseling services help members manage debt, create budgets, and plan for life transitions. Our advisors provide personalized strategies for improving credit scores and achieving long-term financial goals through one-on-one consultations.
Questions
Who is eligible for membership?
Membership requires employment with a participating employer group or family relationship to an existing member. Marshall County school students can join through our youth program.
What loan types do you offer?
We provide auto loans, signature loans, share-secured loans, and seasonal financing with competitive rates and quick approval processes for qualified applicants.
Do you have online banking services?
Yes, our 24/7 online banking platform allows account management, bill payments, and check deposits through mobile banking apps and secure website access.
What youth financial programs exist?
Our YouthSavers program teaches financial literacy to Marshall County students through school-based credit union days and special savings accounts for minors.
How can I access account information?
Call our 24-hour information line at 843-5444 or use online banking for real-time account details, transaction history, and electronic statements.
