Benefits Analysis

Founded in 1972 as a one-person agency in Troy, Ohio, we have grown into one of the region's largest health insurance and employee benefits agencies serving the Dayton area. Our brokers average more than 25 years of experience in group health and employee benefits, providing strategic counsel beyond mere insurance placement. We specialize in cost-saving strategies for small, medium, and large group benefit plans while maintaining direct client relationships throughout the service lifecycle. Our team offers comprehensive individual health insurance solutions including Affordable Care Act, Short-Term, and Ministry Sharing plans for self-employed individuals, those between jobs, and unemployed clients. For Medicare beneficiaries in Urbana, Ohio, we provide expert guidance on Supplement, Advantage, and Part D Prescription Plans through personalized consultations.

Our compliance services help businesses navigate complex healthcare regulations while innovative solutions control costs without sacrificing coverage quality. We maintain direct broker-client relationships throughout the policy lifecycle, conducting employee meetings and managing eligibility transitions for Medicare, Medicaid, and exchange programs. Our resource center provides educational materials on healthcare reform, claims processing, and provider networks to keep clients informed. With decades of local market expertise, we serve as the trusted insurance partner for businesses and individuals across western Ohio. Our commitment to personalized service and industry-leading experience ensures clients receive tailored solutions that meet evolving healthcare needs.