Business Details
Your Trusted Insurance Partner in Centerville, OH
Southern Ohio Insurance Agency is a full-service independent insurance agency serving Centerville and all of Ohio. We specialize in providing personalized home, auto, and business insurance solutions by partnering with top-rated carriers to deliver fair pricing and comprehensive coverage. Our team conducts individualized needs assessments to help clients manage potential losses while offering a wide range of insurance products.We prioritize building trusted relationships through transparency, expertise, and dedicated client support. As independent agents, we work exclusively for our clientsnot insurance companiesto ensure they receive prompt, fair claims processing and competitive pricing. Our agency represents financially strong insurers to guarantee optimal coverage tailored to each client's unique needs.
Services
Homeowners Insurance
Auto Insurance
Business Insurance
Life Insurance
Commercial Property Insurance
Personal Umbrella Insurance
Flood Insurance
Motorcycle Insurance
Renters Insurance
Term Life Insurance
Highlights and features
- We offer personalized insurance solutions tailored to individual client needs.
- Our team partners with top-rated insurance carriers for competitive pricing.
- We provide 24/7 claims support and dedicated client advocacy.
- Our independent agency model ensures unbiased coverage recommendations.
- We maintain strong relationships with financially stable insurance providers.
What people say
Responsive, friendly and professional
Saved a lot more money
Easy and fast answers
Excellent service
Happy with choice
Services
Homeowners Insurance
Protect your home against damage from fire, theft, and natural disasters. Our policies offer customizable coverage limits and deductible options to suit different property values and risk profiles. We help clients select appropriate liability protection and additional endorsements for specific needs like valuable items or flood coverage.
Business Insurance
Customized insurance packages for businesses including liability coverage, property protection, and business interruption insurance. We assess each company's unique risks to create comprehensive plans that protect assets, employees, and operations while ensuring compliance with industry-specific requirements.
Auto Insurance
Comprehensive auto insurance solutions for personal and commercial vehicles. Our policies include liability, collision, and comprehensive coverage options with flexible deductibles. We specialize in finding cost-effective solutions for standard vehicles, collector cars, and high-risk drivers while ensuring adequate protection.
Life Insurance
Term and permanent life insurance policies to protect loved ones financially. We offer customizable death benefits, premium structures, and policy riders to match different life stages and financial obligations. Our solutions include final expense coverage, mortgage protection, and estate planning tools.
Commercial Property Insurance
Protection for business properties against fire, theft, and natural disasters. Our policies cover buildings, equipment, inventory, and liability risks. We tailor coverage to specific industries including manufacturing, retail, hospitality, and professional services while ensuring adequate limits for business interruption scenarios.
People
Greg Carr
Principal Agent and Commercial Lines Agent
With extensive experience in commercial insurance, Greg Carr specializes in risk management solutions for Ohio businesses. He focuses on understanding each client's unique operational needs to create comprehensive insurance strategies that protect assets and ensure business continuity.
Kelly Youker
Personal Lines Agent
Kelly Youker provides expert guidance on personal insurance products, helping clients protect their homes, vehicles, and families. She prioritizes understanding individual needs to recommend cost-effective coverage options while maintaining exceptional client service standards.
Tara Cole
Personal Lines Agent
Tara Cole specializes in personal insurance solutions, offering tailored coverage for homeowners, renters, and auto insurance. She works closely with clients to ensure they understand their policy options and maintain adequate protection for their valuable assets.
Angie Barnard
Personal Lines Agent
Angie Barnard assists clients with personal insurance needs, focusing on delivering comprehensive coverage and exceptional service. She helps individuals and families navigate insurance options to find solutions that match their specific risk management requirements.
Questions
What types of insurance do you offer?
We provide homeowners, auto, business, life, flood, motorcycle, and commercial insurance, among others.
How do you find competitive insurance rates?
As an independent agency, we compare policies from multiple top-rated carriers to find the best value.
Do you serve businesses outside Centerville?
Yes, we provide business insurance solutions across the entire state of Ohio.
Can you help with specialized insurance needs?
Yes, we offer niche coverage including cyber liability, directors and officers insurance, and more.
How do claims work with your agency?
We advocate for clients during claims and ensure prompt, fair payment from insurance carriers.
