Business Details
Your Trusted Mortgage Partner in Tacoma, WA
Movement Mortgage is a dedicated mortgage lending firm committed to providing personalized solutions for homebuyers and refinancers. With a focus on integrity and customer satisfaction, our team combines extensive industry experience with cutting-edge tools to simplify the loan process. We offer a wide range of mortgage products, including fixed-rate, adjustable-rate, FHA, VA, and jumbo loans, tailored to meet diverse financial needs. Our loan officers bring decades of combined expertise, ensuring clients receive accurate guidance and competitive rates. As a licensed and NMLS-registered company, we adhere to strict compliance standards while maintaining a client-centric approach.Our commitment to excellence extends to transparent communication, streamlined processes, and ongoing support throughout the homeownership journey. Whether you're a first-time buyer or a seasoned investor, we empower clients with the knowledge and resources to make informed decisions. Our team's military background and local market expertise further enhance our ability to serve communities effectively. We prioritize building long-term relationships through reliability, professionalism, and a dedication to exceeding expectations in every transaction.
Services
Purchase Loans
Refinance Loans
30-Year Fixed Mortgages
15-Year Fixed Mortgages
Adjustable Rate Mortgages
FHA Loans
VA Loans
Jumbo Loans
Reverse Mortgages
Home Equity Analysis
Highlights and features
- We offer personalized mortgage solutions tailored to individual financial goals.
- Our team provides fast, customized quotes with competitive interest rates.
- We deliver service with integrity, prioritizing transparency and client education.
- Loan officers bring decades of combined experience in mortgage lending.
- We specialize in navigating complex local lending markets effectively.
Associations and certifications
- NMLS Consumer Access
- Equal Housing Opportunity
- WA # CL-39179
Services
Purchase Loans
Our purchase loan program helps clients secure financing for primary residences, investment properties, or second homes. We offer competitive rates and flexible terms for first-time buyers and experienced investors. Our process includes pre-approval guidance, loan program comparisons, and personalized rate locking strategies to ensure optimal outcomes.
Refinance Loans
Refinance solutions allow homeowners to reduce monthly payments, shorten loan terms, or access home equity. We analyze current mortgage terms against market conditions to determine the best refinancing strategy. Our services include rate-and-term refinancing, cash-out options, and streamline programs for qualified borrowers.
30-Year Fixed Mortgages
30-year fixed-rate mortgages provide stable monthly payments with long-term rate protection. Ideal for homeowners planning extended residency, these loans offer predictable budgeting with no payment changes over the loan term. We assist with qualification requirements and rate comparison tools to simplify decision-making.
FHA Loans
FHA-insured loans enable low-to-moderate income borrowers to achieve homeownership with reduced down payment requirements. Our specialists guide clients through FHA program specifics, including credit score flexibility and mortgage insurance considerations. We ensure compliance with federal guidelines while maximizing client eligibility.
VA Loans
VA-guaranteed loans provide exclusive benefits for eligible military members and veterans, including zero down payment options and competitive rates. Our team processes VA loans with expertise in entitlement verification, certificate of eligibility submission, and streamlined underwriting to honor service members' housing needs.
People
Bryan LaFlamme
Loan Officer
A 10-year Army veteran with extensive local market knowledge, Bryan leads a team dedicated to personalized mortgage solutions. He specializes in guiding first-time buyers and investors through complex lending scenarios while maintaining a client-focused approach.
Aaron Mannari
Loan Officer
With 25 years of mortgage industry experience, Aaron excels in handling complex loan scenarios. His comprehensive knowledge spans all aspects of mortgage origination, from conventional financing to specialized programs for unique property types and borrower situations.
Ashlie Warren
Loan Officer Assistant
Bringing 15+ years of mortgage industry experience, Ashlie ensures smooth transactions through meticulous attention to detail. Her customer service expertise enhances the homebuying process, coordinating documentation and communication between clients, underwriters, and closing teams.
Questions
How do I start the mortgage pre-approval process?
Complete our online pre-approval application or contact our team directly. We'll review your financial information to determine eligible loan amounts and rates.
What loan programs do you offer for first-time homebuyers?
We provide FHA loans with low down payments, conventional loans with flexible requirements, and state-specific programs for first-time buyers in Washington.
Can I refinance my current mortgage?
Yes, we offer rate-and-term refinancing, cash-out refinancing, and streamline options to help reduce payments or access home equity.
Are there special mortgage benefits for veterans?
VA loans offer zero down payment options and competitive rates for eligible service members, veterans, and surviving spouses through the Department of Veterans Affairs.
How long does the mortgage process take?
Typical loan processing takes 30-45 days, depending on property type, loan program, and timely submission of required documentation.
What credit score is needed for mortgage approval?
Minimum credit score requirements vary by loan type, ranging from 620 for conventional loans to 580 for FHA loans with 3.5% down payments.
