Business Details
Your Trusted Community Credit Union in Cleveland, OH
Cleveland Selfreliance Federal Credit Union has served the Ukrainian-American community for over six decades with a commitment to exceptional customer service and community-driven financial solutions. As a not-for-profit institution, we prioritize member well-being by offering competitive rates on loans and savings products, reflecting our cooperative ownership model where members are also owners. Our services include mortgages, auto loans, savings accounts, and online banking, all supported by federal insurance through NCUA.We distinguish ourselves through localized decision-making, personalized financial guidance, and active community engagement. Our operating hours accommodate diverse schedules, with extended evening and weekend availability. By focusing on transparency and ethical practices, we ensure members receive value-driven financial services tailored to their needs.
Services
Mortgages
Auto Loans
Savings Accounts
Online Banking
Home Equity Lines
Certificates of Deposit
Loan Services
Fee Schedule
Branch Services
Financial Guidance
Highlights and features
- Serving the Ukrainian-American community for over 60 years
- Not-for-profit structure returns earnings to members
- Member-owned cooperative with personalized service
- Competitive rates on mortgages and auto loans
- Extended weekday and Saturday banking hours
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Mortgages
We offer competitive mortgage rates for home purchases and refinancing. Our 15-year fixed-rate mortgages start at 5.49%, while 30-year options begin at 5.00%. Loans up to $1 million provide flexible terms for first-time buyers and established homeowners.
Auto Loans
New vehicle financing available for 2024-2026 models at 4.75% interest. Our auto loans support members purchasing from dealerships, offering predictable monthly payments and streamlined approval processes for qualified applicants.
Savings Accounts
Our savings accounts earn up to 0.25% APY on balances up to $5,000. Certificate of deposit options include 12-month terms with 4.00% interest rates, providing secure growth opportunities for short-term savings goals.
Online Banking
24/7 online banking platform enables account management, bill payments, and fund transfers. Enhanced security features protect transactions, while mobile access ensures banking convenience from any location at any time.
Home Equity Lines
Home equity lines of credit available up to $200,000 at 4.75% interest. These flexible credit options allow homeowners to leverage property equity for renovations, debt consolidation, or emergency funding needs.
Questions
How do I apply for a mortgage?
Visit our website to complete an online application or contact our mortgage department directly at (440) 884-9111 for personalized assistance with loan options.
What online banking features are available?
Our digital platform supports account monitoring, bill payments, fund transfers, and e-statements. Mobile banking apps provide additional convenience for on-the-go financial management.
Are my deposits insured?
Yes, all individual member deposits are federally insured up to $250,000 through the National Credit Union Administration (NCUA) protection program.
What loan types do you offer?
We provide mortgages, auto loans, home equity lines, and personal loans. Current rates and terms are available in our detailed loan schedule online.
