Jumbohomeloans.com

Barrett Financial Group (BFG) is more than just a mortgage broker; we are a team of dedicated professionals committed to making the homeownership dream a reality for everyone. We understand that purchasing a home is one of the most significant financial decisions a person will ever make. That's why we provide a personalized and comprehensive approach, guiding you through every step of the mortgage process with expertise, transparency, and unwavering support.

Our Commitment to Excellence

At BFG, our core values center around experience, knowledge, and trust. Our team possesses an in-depth understanding of the ever-evolving mortgage market and a diverse range of loan products. We leverage this expertise to tailor solutions that meet the unique needs and circumstances of each client. Whether you are a first-time homebuyer navigating the complexities of the process or a seasoned investor seeking specialized financing, our dedicated professionals will be your trusted advisors.

A Wide Array of Loan Products

We offer a comprehensive suite of mortgage products to cater to a variety of borrowers and financial situations. We understand that everyone's journey to homeownership is different, and our extensive portfolio ensures we have the right loan program for you.

• Self-Employed & Bank Statement Loans: For those who earn income outside traditional employment, we specialize in self-employed and bank statement loans. These programs offer flexible income verification options, making homeownership accessible even without tax returns or extensive documentation.

• Real Estate Investor DSCR Loans: Our DSCR investor loans are specifically designed for real estate investors. These loans prioritize the income-generating potential of the property, focusing on the Debt Service Coverage Ratio (DSCR) rather than borrower income or credit history. This makes them ideal for acquiring or refinancing investment properties.

• Fast Cash Out Refinance: Have you built equity in your home and looking to unlock its value? Our cash-out refinance options allow you to tap into your home equity for various purposes, such as consolidating debt, funding renovations, or even purchasing additional investment properties.

• FHA Home Loans: The Federal Housing Administration (FHA) backes these loans to facilitate homeownership for individuals with lower credit scores or limited down payment funds. With FHA loans, you can often qualify with as little as 3.5% down, making your homeownership dream more achievable.

• Jumbo Mortgages: Looking to purchase a luxury property or a high-value home that exceeds conventional loan limits? Our jumbo mortgage options provide access to larger loan amounts, catering to the unique financing needs of high-end properties.

• VA Home Loans: These government-backed loans are specifically designed to assist veterans, active-duty military personnel, and eligible surviving spouses. VA Home Loans typically require no down payment, making them an invaluable benefit for those who have served our country.

• Hard Money Loans: For borrowers seeking swift and flexible financing options, hard money loans can provide a quick solution. These loans are typically short-term and based on the value of the real estate asset rather than the borrower's credit history or income.

Your Dream Home Awaits

At Barrett Financial Group, we are passionate about helping you achieve your homeownership goals. We go beyond simply processing loans; we build relationships with our clients, understanding their dreams and aspirations. Let our team of experienced mortgage professionals guide you towards a secure financial future, starting with the home of your dreams.