Business Details
Your Trusted Financial Partner in Lincoln, NE
Nebraska State Employees Credit Union has served as a member-owned financial cooperative since 1937, operating under the core principles of economic democracy and community service. Our not-for-profit structure allows us to reinvest earnings directly back into our members through competitive loan rates, higher savings returns, and reduced fees. Governed by a volunteer board elected from our membership, we maintain federal insurance coverage through the National Credit Union Administration, ensuring deposits up to $250,000 are protected.Our commitment extends beyond financial services, offering financial education programs and community support initiatives that align with our mission to serve members of modest means. With shared branching capabilities and digital banking solutions, we provide accessible financial services while maintaining our founding philosophy of 'people helping people, not profits.'
Services
Auto Loans
Home Equity Loans
E-Statements
Identity Theft Resources
Mortgage Loans
Financial Education
Shared Branching
Online Banking
Highlights and features
- We operate as a member-owned not-for-profit financial cooperative
- Our competitive rates directly benefit from our earnings reinvestment model
- We provide financial education programs for members and students
- Our 24/7 card protection services ensure immediate fraud response
- We maintain federal insurance coverage for all member deposits
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Auto Loans
We offer competitive auto loan rates for new and used vehicle purchases. Our streamlined application process ensures quick approval decisions while maintaining affordable monthly payments. Members benefit from our not-for-profit structure through reduced interest rates compared to traditional banks.
Home Equity Loans
Our Home Equity Line of Credit provides flexible financing for home improvements or major expenses. Competitive rates and personalized terms make this an attractive option for qualified members. Funds can be accessed as needed during the draw period with responsible repayment options.
E-Statements
Electronic statement services eliminate paper waste while providing secure, immediate access to financial records. Members receive timely notifications when new statements are available online. This eco-friendly option helps reduce operational costs for the credit union.
Identity Theft Resources
We provide comprehensive identity theft prevention tools and response guidance. Members gain access to Federal Trade Commission resources and immediate card protection services. Our 24/7 fraud monitoring system helps detect suspicious activity promptly.
Mortgage Loans
Through our partnership with Centennial Lending, we offer first mortgage home loans with competitive rates. Our loan specialists guide members through the application process while maintaining transparent fee structures. Members benefit from our community-focused lending philosophy.
Questions
What financial services does NSECU offer?
We provide auto loans, home equity lines of credit, mortgage loans, savings accounts, and identity theft protection services.
How can I access online banking?
Visit our website and log in using your credentials. New users can register through the online banking portal.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Administration.
What makes NSECU different from banks?
As a not-for-profit credit union, we return earnings to members through better rates and lower fees.
How do I report a lost card?
Call 1-800-500-1044 for debit card issues or 1-800-808-7230 for credit card problems 24/7.
Can anyone join NSECU?
Membership requires eligibility through employer affiliation or community charter qualifications.
