Business Details
Your Trusted Financial Partner in Lincoln, NE
At Liberty First Credit Union, we believe banking should empower our members through competitive financial solutions and community-driven values. Established with a mission to provide accessible, member-focused services, we offer a comprehensive range of products including checking and savings accounts, auto and home loans, credit cards, and debt consolidation options. Our team prioritizes financial education and personalized support, ensuring members achieve their goals.Recognized with awards like the FORBES Best in State Credit Unions and BAUER Financial Star Rating, we maintain a commitment to excellence. Through initiatives like the Childrens Miracle Network partnership, we reinvest in local communities, reflecting our core value of service. With convenient branches and digital tools, we strive to make banking seamless and impactful for every member.
Services
Auto Loans
Home Equity Loans
Credit Cards
Debt Consolidation
Santa Letters
Highlights and features
- We prioritize community reinvestment through partnerships like Childrens Miracle Network
- Competitive loan rates including 4.49% APR auto loans and 5.75% APR home equity loans
- Exclusive member discounts with partners like Turbo Tax and ADT
- Award-winning service recognized by KFOR and Bauer Financial
- Financial education resources and personalized member support
Associations and certifications
- FORBES Best in State Credit Unions
- BAUER Financial Star Rating
What people say
Exclusive discounts
Community involvement
Competitive rates
Personalized support
Financial education
Services
Auto Loans
Liberty First offers competitive auto loans with rates as low as 4.49% APR for 49-60 month terms on 2020+ models. Our streamlined application process allows quick approval for new and used vehicles. Members benefit from flexible terms and dedicated support to find the right financing solution.
Home Equity Loans
Secure home equity loans starting at 5.75% APR with fixed rates for 5-year terms. These loans provide predictable payments and access to home equity for renovations, debt consolidation, or major purchases. Our advisors help members understand loan-to-value ratios and repayment options.
Credit Cards
The Liberty First MasterCard offers 9.99% APR with rewards on every purchase redeemable for travel, gift cards, or cash. Features include zero liability protection and global acceptance. Members earn points while building credit through responsible usage.
Santa Letters
For $5, children receive personalized Santa letters with all proceeds benefiting Childrens Miracle Network. This annual program includes downloadable forms and in-branch submission options. Funds support local healthcare initiatives at Omaha's Childrens Hospital.
Debt Consolidation
Combine multiple debts into one manageable loan with fixed rates starting at 11.99% APR. This simplifies payments while potentially reducing interest costs. Advisors assess existing obligations to create tailored consolidation plans for improved financial clarity.
Questions
How do I apply for a loan?
Apply online or visit any branch. Our advisors will review your financial situation and guide you through the application process.
What are the benefits of membership?
Members receive exclusive discounts, competitive rates, and access to community-driven programs like Santa Letters and Childrens Miracle Network initiatives.
Does Liberty First offer digital banking?
Yes, we provide online account management, mobile apps, and digital tools for convenient 24/7 access to your finances.
How does the Santa Letter program work?
Download the form, complete it, and return to a branch by November 7th. For $5, your child receives a personalized Santa letter supporting local charities.
What community initiatives do you support?
We sponsor events like the Mike Burchett Memorial Golf Scramble, Step Up for Down Syndrome Walk, and donate to Peoples City Mission and Childrens Miracle Network.
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