Business Details
14 Years
experience
Your Trusted Mortgage Broker in Buffalo, MN
At Midwest Mortgage Consultants, we treat each client as an individual, not a number. Our approach combines common sense with access to a wide range of lenders, from A-rated institutions to specialized hardship lenders. We offer tailored mortgage solutions for diverse needs, including conventional loans, FHA/VA programs, jumbo mortgages, and commercial financing. With over a decade of experience since 2012, our team specializes in navigating complex loan scenarios such as non-owner occupied properties and multi-family units. We provide personalized guidance through the entire mortgage process, from initial consultation to closing.Our services cover purchase loans, refinancing options, and reverse mortgages, supported by a comprehensive understanding of industry regulations. We maintain transparency throughout the lending process while offering competitive rates across all loan programs. Our expertise extends to both conforming and non-conforming real estate loans, ensuring we can address unique financial situations. We prioritize client education through resources like our mortgage glossary and affordability calculators. Our commitment to individualized service has earned us positive feedback from clients who initially faced qualification challenges.
Services
Home Purchase Loans
Refinancing
FHA Loans
VA Loans
Cash Out Refinance
Reverse Mortgages
Commercial Loans
Jumbo Loans
Home Equity Lines
Non-Owner Occupied Loans
Details
- Year established: 2012
Highlights and features
- We treat clients as individuals, not loan profiles
- We work with a wide range of A-rated lenders
- Our team offers common-sense mortgage solutions
- We handle complex loan scenarios including multi-family units
- We provide transparent mortgage rate information
Associations and certifications
- NMLS
What people say
Locked into a great rate
Helped me obtain the best loan
Streamlined process
Competitive rates
Personalized mortgage solutions
Services
Home Purchase Loans
We specialize in helping clients purchase residential properties through various loan programs. Our services cover conventional mortgages, FHA/VA loans, and jumbo financing options. Our team guides clients through the entire purchase process from pre-approval to closing.
Refinancing
Our refinancing solutions help homeowners secure better interest rates and terms. We offer rate-and-term refinancing, cash-out options, and streamline programs for existing FHA/VA loans. We help clients evaluate whether refinancing makes financial sense for their specific situation.
FHA Loans
We provide FHA-insured mortgage programs with lower down payment requirements. Our experts explain FHA loan benefits and help clients determine eligibility. We assist with the complete FHA loan process including streamline refinancing options.
VA Loans
We offer VA-guaranteed mortgage programs for eligible military personnel and veterans. Our specialists explain VA loan benefits and assist with application processes. We provide streamline refinancing options specifically for existing VA loans.
Cash Out Refinance
Our cash-out refinancing allows homeowners to access equity in their properties. We explain the requirements and help clients evaluate whether this option meets their financial goals. We offer competitive rates for cash-out transactions.
Questions
What types of mortgage loans do you offer?
We offer conventional loans, FHA/VA programs, jumbo mortgages, commercial loans, home equity lines, and reverse mortgages. Our specialists work with multiple lenders to find the right solution for each client's needs.
How can I determine what loan I qualify for?
Complete our 30-second online form for a no-obligation consultation. We'll analyze your financial situation and explain your options based on current lending guidelines and our access to multiple lenders.
Do you offer refinancing options?
Yes, we offer rate-and-term refinancing, cash-out refinancing, and streamline programs for existing FHA/VA loans. Our team helps clients evaluate whether refinancing makes financial sense for their situation.
What are today's mortgage rates?
Current rates include 6.203% for 30-year fixed, 7.25% for 30-year FHA, and 5.615% for 15-year fixed loans. Rates change daily, so contact us for the most up-to-date information.
How does your mortgage process work?
Our process starts with a free consultation to understand your needs. We then shop multiple lenders to find the best program for you, assist with documentation, and guide you through closing.
