Summit Mortgage

Summit Mortgage is a renowned mortgage company that has been assisting homebuyers in navigating the mortgage process for over 30 years. Our company has built a strong reputation for providing exceptional services, and we are recognized and respected by real estate agents who work tirelessly to get their clients to closing. At Summit Mortgage, we prioritize building strong, trusting relationships with our clients, and we are committed to helping you choose the right mortgage program and find ways to save you as much money as possible.

Our experienced loan officers are trail-tested guides who will personally guide you through your entire journey, from finding that first home, vacation property, or remodel, to choosing the right mortgage program that suits your financial situation. We understand that the homebuying process involves making a mountain of decisions, and that's why we are here to offer guidance and support every step of the way.

At Summit Mortgage, we believe in empowering our clients with fingertip control. That's why we have developed the Ascent App, an easy-to-use tool that allows you to connect to your loan officer, apply for a loan, shop for a home, and upload your documentation. With Ascent, you're in charge, and you can equip yourself for success.

Types of Loans

At Summit Mortgage, we offer a wide range of mortgage programs designed to meet the unique needs of our clients. Here are some of the loans we offer:

• Conventional Fixed-Rate Loans: These loans offer consistent monthly payments, and they come with fixed interest rates that won't change over the life of the loan.
• FHA Home Loans: These loans are ideal for first-time homebuyers or those who have less-than-perfect credit. FHA loans offer low down payments and flexible credit requirements.
• Low Down Payment Programs: We offer several low down payment programs that allow you to become a homeowner with as little as 3% down.
• Down Payment Assistance Programs: If you need help with your down payment, we offer several down payment assistance programs that can help you make your dream of homeownership a reality.
• Home Improvement Loans: Whether you're looking to remodel your kitchen, add a new bathroom, or make energy-efficient upgrades, we offer several home improvement loans to help you finance your project.
• Adjustable-Rate Mortgage (ARM): These loans offer lower initial interest rates, but the rates can change over time. We offer several ARM options that can help you save money in the short term while still providing long-term stability.
• Jumbo Loans: If you're looking to buy a high-value property, we offer jumbo loans that can help you finance your dream home.
• USDA Rural Home Loans: These loans are designed for low- to moderate-income households looking to purchase a home in a rural area.
• VA Home Loans: If you're a veteran or active-duty service member, we offer VA home loans that offer low interest rates, no down payment, and no private mortgage insurance.

Refinance Mortgage

At Summit Mortgage, we offer several refinance options that can help you lower your monthly payments, shorten your loan term, or cash out on your home equity. Our experienced loan officers will work with you to find the best refinance option that suits your financial goals.

The Homebuying Process

At Summit Mortgage, we understand that the homebuying process can be overwhelming, which is why we are here to help you every step of the way. We'll help you understand the homebuying process, from pre-approval to closing, so you can make informed decisions. We'll also provide you with helpful resources, including mortgage basics and homebuying tips, so you can feel confident throughout the process.

Why Work with Summit Mortgage?

When you work with Summit Mortgage, you'll receive exceptional services that are tailored to your unique needs. We'll help you choose the right mortgage program, find ways to save you money, and provide you with a seamless mortgage experience. Our company has a 4.94 Experience.com rating, and we have received several positive reviews from our satisfied customers. See what they have to say about us!