Business Details
15 Years
experience
Your Trusted Partner for Financial Planning Solutions
We are a comprehensive financial planning firm dedicated to helping households achieve financial confidence and long-term success. With over 30 years of collective experience, our team provides personalized guidance tailored to individuals and families, focusing on retirement planning, tax strategies, and wealth management. Our mission is to transform fear and anxiety into clarity and confidence, enabling clients to concentrate on meaningful aspects of life while maintaining discipline during economic fluctuations. We specialize in serving educators, small business owners, and retirees, offering expert solutions for complex financial challenges.Our advisors hold advanced certifications, including Certified Financial Planner (CFP) and Retirement Income Certified Professional (RICP), ensuring a high standard of expertise. We utilize a teacher-focused approach, emphasizing financial education and practical tools to protect retirement assets. Our commitment extends to annual plan reviews, personalized Medicare guidance, and fostering financial independence for women. By combining personalized strategies with fiduciary responsibility, we help clients navigate their financial journeys with trust and transparency.
Services
Financial Guidance
Retirement Plans
Medicare Planning
Tax Planning
Estate Planning
Details
- Year established: 2011
Highlights and features
- We offer over 30 years of experience in personalized financial planning.
- Our team holds advanced certifications including CFP and RICP.
- Specialized expertise in managing retirement accounts and Medicare planning.
- Personalized guidance tailored to your unique financial goals.
- Fiduciary commitment to act in your best financial interest.
Associations and certifications
- CFP Board of Standards
- Retirement Income Certified Professional (RICP)
- FINRA BrokerCheck
Services
Financial Guidance
Our financial guidance creates customized strategies addressing retirement, taxes, and wealth management. We help individuals and families make informed decisions through a fiduciary approach. With advanced certifications and decades of experience, we ensure tailored solutions for long-term success.
Retirement Plans
We offer specialized retirement plans like Individual 401(k), SEP IRA, and SIMPLE IRA options for business owners. Our expertise helps maximize contributions and optimize retirement savings while navigating complex financial decisions.
Medicare Planning
Our Medicare planning ensures clients select the right coverage for prescription drugs and physician networks. We review annual updates and help assess additional state or federal benefits to maximize healthcare support.
Tax Planning
We develop tax-efficient strategies tailored to individual financial situations. Our approach minimizes liabilities while ensuring compliance, incorporating retirement accounts and investment planning for optimal outcomes.
Estate Planning
Our estate planning services create structured plans for wealth transfer, ensuring clients wishes are honored. We work closely with legal and tax professionals to provide comprehensive solutions for preserving family assets.
People
Ryan Ledden
President & Financial Coach
A Certified Financial Planner (CFP) and Retirement Income Certified Professional (RICP), Ryan brings decades of economic expertise and education experience to Black Oak. He teaches financial peace classes and mentors clients toward long-term success.
Nick Morgan
Financial Advisor
Nick combines eight years in financial planning with a teaching background. Holding the RICP designation, he educates clients on financial stewardship, emphasizing clarity and long-term planning strategies.
Autumn Mower
Financial Advisor
Autumn brings diverse industry experience, including biotechnology and financial planning. She focuses on helping clients achieve financial clarity, leveraging expertise from a business-owning family background.
Damon Gibbs
Financial Advisor
Damon offers extensive education and financial expertise, maintaining a passion for personal finance. He develops comprehensive retirement plans, prioritizing family financial security and long-term stability.
Parnick Jennings
Financial Advisor
With over a decade at Black Oak, Parnick specializes in customized investment solutions. His experience as a small business owner helps clients prepare for retirement while addressing unique financial goals.
Questions
What services does Black Oak offer?
Black Oak provides financial planning, retirement account management, Medicare guidance, and estate planning tailored to individuals and families.
Do you specialize in retirement planning?
Yes, we offer customized retirement plans including Individual 401(k), SEP IRA, and SIMPLE IRA options for business owners and employees.
How do you help educators with financial planning?
We specialize in maximizing Teacher Retirement Pensions, calculating Social Security benefits, and consolidating old retirement plans for educators.
What makes your team qualified?
Our advisors hold certifications like CFP and RICP, with decades of combined experience in education, finance, and small business guidance.
How do you support women with financial independence?
We provide resources for financial empowerment, including guidance for widowed or divorced women navigating financial independence after life changes.
