Business Details
21 Years
experience
Your Trusted Real Estate Partner in Santa Maria, CA
Since 2005, PB & Associates has been dedicated to providing exceptional real estate and home loan services across California's Central Coast. Our team of 30+ experienced agents and loan officers combines local market expertise with innovative technology to streamline property transactions. We prioritize client satisfaction through personalized service, competitive financing options, and a commitment to community growth. With over 19 years of operation and 3,000+ successful transactions, we maintain active memberships in local and state MLS associations while offering nationwide exposure through our integrated digital platform.Our in-house mortgage department provides VA, FHA, USDA, and conventional loan programs, supported by partnerships with 25+ wholesale banks to ensure competitive rates and cost-effective solutions for homebuyers and sellers.
Services
Residential
Commercial
Land
Home Staging
Home Loans
Details
- Year established: 2005
Highlights and features
- We offer 19 years of local real estate expertise with 3,000+ successful transactions
- Our team includes 30+ licensed agents and 6 NMLS-certified loan officers
- We provide in-house financing with VA, FHA, and USDA loan programs
- Our agents maintain active memberships in local and state MLS associations
- We partner with 25+ wholesale banks to secure competitive mortgage rates
What people say
Wonderful experience
Epitome of professionalism
Responsive communication
Seamless process
Highly recommend
Services
Residential Real Estate
Our residential real estate services cover property buying, selling, and market analysis across Santa Barbara and San Luis Obispo counties. We provide personalized guidance through every transaction stage, from initial consultation to closing. Our agents leverage local market expertise and digital tools to maximize property exposure and secure optimal outcomes for home sellers and buyers.
Commercial Real Estate
We specialize in commercial property transactions including office spaces, retail locations, and investment properties. Our team offers tailored market analysis, property valuation, and negotiation services for business owners and investors. With deep local connections and national MLS integration, we facilitate efficient commercial real estate solutions across California's Central Coast region.
Home Loans
Our NMLS-licensed loan officers provide competitive mortgage solutions including VA, FHA, USDA, and conventional loans. We offer in-house financing options and partner with 25+ wholesale banks to deliver customized loan programs. Our specialists assist first-time buyers through closing cost assistance programs and provide refinancing options for existing homeowners across multiple service areas.
Home Staging Consultation
We offer expert home staging advice to enhance property appeal and maximize market value. Our consultants provide tailored recommendations for decluttering, furniture arrangement, and aesthetic improvements. This service helps sellers achieve faster sales and better offers by presenting properties in their best possible condition to potential buyers.
Land Transactions
Our land transaction services cover rural acreage, development sites, and investment properties. We provide specialized market analysis, zoning information, and title verification for vacant land sales. With expertise in Central Coast terrain and regulations, we connect buyers and sellers with suitable land opportunities from 0.01 to multiple acre parcels across multiple counties.
People
Michelle Cothran
Realtor
DRE#02151334 licensed agent with 15+ years experience specializing in Santa Maria Valley properties. Recognized for exceptional client care, responsive communication, and successful negotiation strategies that consistently exceed client expectations.
Veronica Chavez
Loan Officer
NMLS#1148073, Lic#01943051 bilingual mortgage specialist with expertise in first-time homebuyer programs. Known for stress-free refinancing processes and securing favorable loan terms through extensive wholesale banking partnerships.
Paula Martinez
Office Manager
Lic#01507405 real estate professional managing office operations and client relations. Provides strategic oversight to ensure seamless transaction coordination and exceptional service delivery across multiple service locations.
Lupe Lopez
Realtor
Lic#00616129 bilingual agent serving Lompoc and Vandenberg communities. Specializes in first-time home purchases and military relocation services, recognized for thorough market knowledge and dedicated client support.
Sonya Haifi
Realtor
Lic#01940936 experienced agent with expertise in single-women homebuyers and investment properties. Provides strategic negotiation and market positioning services, maintaining strong client satisfaction through personalized attention and timely execution.
Questions
What areas do you serve?
We serve Santa Maria, Orcutt, Santa Ynez Valley, Pismo Beach, Lompoc, Vandenberg Air Force Base, and surrounding Central Coast communities.
Do you offer financing options?
Yes, we provide in-house mortgage services including VA, FHA, USDA loans, and conventional financing through 25+ wholesale banking partners.
Can you help first-time homebuyers?
Absolutely. We offer specialized programs with down payment assistance, free appraisals, and 18.5% down payment options for qualified first-time buyers.
How do appointments work?
We offer flexible scheduling with agents available nights and weekends by appointment at your convenience across all service areas.
What sets you apart from other agencies?
We combine 19 years of local expertise with 30+ agents, in-house financing, and technology-driven solutions to deliver personalized, cost-effective real estate services.
