Business Details
50+ Years
experience
Emergency
services
Your Trusted Financial Partner in Oak Ridge
Since 1950, Enrichment Federal Credit Union has been dedicated to helping members achieve financial success through personalized services and community-focused initiatives. Our commitment to providing competitive rates, low fees, and innovative financial solutions has saved members over $4 million in the past year alone. We offer a comprehensive range of products including checking and savings accounts, loans, credit cards, and investment planning tools tailored to meet diverse financial needs.Our community enrichment program empowers members to direct charitable funding, reflecting our core mission of 'People Helping People.' With 24/7 digital banking access and a new in-branch ITM experience, we combine tradition with modern convenience to support members at every stage of life.
Services
Checking Accounts
Savings Accounts
Auto Loans
Home Equity Loans
Credit Cards
Financial Education
Business Banking
Mobile Banking
Community Programs
Credit Score Tracking
Details
- Year established: 1950
Highlights and features
- We've served members since 1950 with proven financial expertise.
- Our community program lets members direct $25,000 quarterly donations.
- We saved members over $4 million in fees and rates last year.
- 24/7 mobile banking provides instant access to account management.
- Free credit score tracking helps members monitor financial health.
Services
Auto Loans
Our auto loans feature competitive rates starting at 5.88% APR for qualified borrowers. We offer flexible terms up to 36 months with personalized payment options. Our streamlined application process ensures quick approval decisions for new and used vehicle purchases.
Home Equity Loans
Variable-rate home equity loans start at 7.50% APR, providing access to your home's equity for major expenses. These secured loans offer tax-advantaged financing options for home improvements, debt consolidation, or education expenses.
Financial Education
We provide comprehensive financial education resources including budgeting tools, investment guides, and credit management workshops. Our educational materials help members make informed decisions about savings, loans, and long-term financial planning.
Mobile Banking
Our mobile app enables 24/7 account access with features like remote check deposit, instant transaction alerts, and card management tools. The app supports secure transfers, bill payments, and real-time balance monitoring from any mobile device.
Community Programs
Through our Community Enrichment Program, members vote quarterly to distribute $25,000 in charitable funds. This initiative empowers members to direct support to local 501(c)(3) organizations addressing education, healthcare, and social services needs.
Questions
How do I apply for a loan?
Apply online through our secure portal or contact us directly at 1.800.482.0049 for personalized assistance with loan applications.
What community programs do you offer?
Our Community Enrichment Program allows members to vote quarterly on $25,000 charitable donations to local 501(c)(3) organizations.
Can I access my credit score for free?
Yes, our free My Credit Manager service provides instant access to your credit score, report monitoring, and debt analysis tools.
What digital banking options are available?
We offer 24/7 mobile banking with remote deposit, card controls, and instant transaction alerts through our mobile app.
How does your government shutdown support work?
We provide specialized assistance programs for eligible members impacted by government shutdowns. Contact us directly to discuss available options.
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