People's Credit

People's Credit Union, established in 1942, has proudly served the financial needs of the Rayne community for over 80 years. Guided by a commitment to financial empowerment and community involvement, we empower our members to take control of their financial destinies.

A Legacy of Community Service

Our founder, Msgr. Hubert A. Lerschen, recognized the need for a local financial institution that could cater to the unique needs of the community. Since then, we have remained dedicated to fostering a supportive and inclusive environment where members can access affordable financial services and educational resources.

Vision and Values

Our mission is to empower our members through:

• Thrift: Encouraging responsible saving and financial planning through various accounts and programs.
• Accessibility: Providing convenient and accessible services through online banking, mobile app, and physical branch infrastructure.
• Community: Fostering financial wellness through targeted outreach, workshops, and partnerships with local organizations.
• Empowerment: Empowering members through education, personalized guidance, and a shared decision-making process.

Comprehensive Financial Services

We offer a comprehensive suite of services to meet your diverse financial needs, including:

Deposit Services

• Checking and savings accounts
• Money market accounts
• Certificates of deposit

Loan Services

• Personal loans
• Auto loans
• Mortgage loans
• Credit card consolidation loans

Investment Services

• Individual retirement accounts (IRAs)
• Certificates of deposit

Specialized Services

• Business banking solutions
• Mobile deposit
• Online bill payments
• Free financial consultations

Dedicated to Your Success

At People's Credit Union, we are committed to providing exceptional customer service, personalized guidance, and competitive rates. We believe in building lasting relationships with our members and helping them achieve their financial goals.