Esc Federal Credit Union

Escondido Federal Credit Union, founded on the principle of "people helping people, " has been serving the financial needs of the Escondido community and beyond for over 80 years. We are a not-for-profit financial cooperative, owned and operated by our members. This means that our focus is always on providing exceptional service and value to our members, rather than generating profits for shareholders. We believe in building strong, lasting relationships with our members, and strive to be a trusted partner in their financial journey.

Our Mission

At EFCU, our mission is to empower our members to achieve their financial goals by providing a wide range of financial products and services tailored to their individual needs. We are committed to delivering personalized service, competitive rates, and a user-friendly experience.

Our Values

Our core values guide everything we do:

• Integrity: We operate with honesty, transparency, and ethical practices in all our dealings.
• Service: Our members are at the heart of everything we do, and we are dedicated to providing exceptional service that exceeds their expectations.
• Community: We are committed to being a responsible corporate citizen and actively supporting the communities we serve.
• Growth: We constantly strive to improve our products, services, and processes to better serve our members and meet their evolving needs.
• Innovation: We embrace new technologies and ideas to enhance the member experience and deliver innovative financial solutions.

Our Products and Services

EFCU offers a comprehensive suite of financial products and services designed to meet the diverse needs of our members.

• Checking Accounts: Choose from a variety of checking accounts, each with unique features and benefits, to meet your everyday banking needs.
• Savings Accounts: Build your savings with our competitive interest rates on various savings accounts, including regular savings, money market, and Certificates of Deposit (CDs).
• Retirement Accounts: Plan for a secure financial future with our Individual Retirement Accounts (IRAs) and other retirement planning solutions.
• Loans: Whether you need a mortgage, auto loan, home equity loan, or personal loan, EFCU offers competitive rates and flexible terms to help you achieve your financial goals.
• Credit Cards: Enjoy the convenience and security of our Mastercard credit cards with no annual fees, low interest rates, and global acceptance.

We also offer convenient online and mobile banking services, allowing you to manage your finances anytime, anywhere. Our dedicated team of financial professionals is always available to provide personalized guidance and support.

At EFCU, we believe in financial well-being for all. We empower our members to make informed financial decisions and strive to build a brighter financial future for our community.