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Empowering business through people

A community-driven financial institution with over 40 years of experience.

Indiana Lakes Federal Credit Union (ILFCU) is a member-owned organization dedicated to providing exceptional financial services and empowering our community. Established in 1978, we've been proudly serving the financial needs of individuals and families in the Warsaw & Kosciusko County area.

What makes us unique?

As a credit union, we are driven by a commitment to serve our members. Unlike traditional banks, we are owned by our members, which means we put their needs first. This allows us to offer competitive rates, personalized service, and innovative financial solutions tailored to our community.

Our Services

ILFCU offers a comprehensive suite of financial services to meet all your needs, including:

Personal Banking & Investments

  • Checking and savings accounts
  • Credit Builder loans
  • Personal loans
  • Home Equity loans (HELOCs)
  • Mortgage Insurance
  • Investment services through our partnership with Invest in America

Auto & More

  • Auto loans with competitive rates and flexible terms
  • Vehicle buying assistance
  • Motorcycle, ATV, and camper/RV financing

Financial Guidance & Protection

  • Visa credit cards with rewards and competitive rates
  • Identity theft protection services
  • Insurance coverage for your financial needs

Investing for the Future

  • Money market accounts for secure savings
  • Certificates of Deposit (CDs) for competitive interest rates
  • Investment options through our partnership with Invest in America

Community Commitment

We are committed to actively serving our community by offering financial education programs, supporting local businesses, and partnering with organizations that enrich the lives of our members.

Join us today and experience the difference that community banking can make!

Contact us to learn more about ILFCU and how we can help you achieve your financial goals.

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