Business Details
32 Years
experience
Your Trusted Title Insurance Partner in Pennsylvania
Founded in 1994, Liberty Land Transfer has built a reputation on diligence, personalized service, and a commitment to excellence in title insurance and settlement services. Our approach prioritizes long-term client relationships through accessibility, flexibility, and meticulous attention to detail in handling title files. We specialize in residential and commercial transactions, offering tailored solutions for first-time home buyers, refinancers, and independent real estate agents. Our team combines decades of industry experience with streamlined processes to ensure accurate, efficient title reports and seamless settlement experiences. With a focus on client-centric communication, we respond promptly to individual needs while maintaining rigorous standards of professionalism. Our expertise spans over 100 combined years in real estate transactions, supported by in-house title searchers and a deep understanding of Pennsylvania property law.We provide comprehensive title insurance policies, including enhanced coverage options, to protect clients against historical and post-policy risks. Our Harrisburg-based operations serve central Pennsylvania and the five-county Greater Philadelphia area, backed by a team recognized for technical proficiency and customer service excellence. From initial inquiry to policy issuance, we deliver precision and reliability, ensuring clients navigate real estate transactions with confidence. Our legacy of trust is reflected in longstanding client partnerships and testimonials highlighting our unwavering dedication to quality and client satisfaction.
Services
Title Insurance
Homeowner's Policy
Commercial Title Work
Home Refinancing
First-Time Home Buyers Insurance
Details
- Year established: 1994
Highlights and features
- We offer over 100 years of combined real estate transaction experience.
- Our team provides diligent and thorough title searches.
- We maintain open lines of communication throughout the process.
- Our staff has expertise in all types of real estate transactions.
- We streamline processes for organized and efficient service.
What people say
Commitment, professionalism, quality, speed, thoroughness
Smooth and trouble-free
Highly accessible
Unequaled intensity
Precise title report
Services
Title Insurance
Title insurance protects property owners and lenders against financial loss from title defects, liens, or encumbrances. Our policies cover risks like forged documents, undisclosed heirs, and recording errors. We provide both owner and lender policies to ensure comprehensive protection for residential and commercial transactions in Pennsylvania.
Homeowner's Policy
This enhanced policy offers broader protection than standard title insurance, covering post-policy risks like zoning violations, permit issues, and encroachments. It includes automatic coverage increases and extended protections for structures, trusts, and mineral extraction damages, providing long-term security for Pennsylvania homeowners.
Commercial Title Work
We handle complex commercial transactions with in-house title searchers and expertise in Pennsylvania property law. Our services include thorough title examinations, lien resolution, and customized insurance policies for commercial real estate, ensuring smooth closings for businesses and investors.
Home Refinancing
Our team streamlines the refinancing process by managing title searches, document preparation, and settlement coordination. We work directly with lenders to ensure efficient closings while maintaining clear communication with homeowners throughout the refinancing transaction.
First-Time Home Buyers Insurance
We specialize in guiding first-time buyers through title insurance selection and settlement processes. Our services include clear explanations of policy options, thorough title examinations, and personalized support to ensure a smooth transition into homeownership in Pennsylvania.
People
Holly F. Keller
President
With 45 years in the title industry, Holly oversees operations for Liberty Land Transfer's Harrisburg and Philadelphia offices. She brings extensive expertise in title insurance licensing and management, ensuring high standards of service across residential and commercial transactions.
Dawn DeWalt
Title Searcher
Dawn performs title searches and prepares commitments, leveraging her background from the Carlisle Recorder of Deeds Office. She manages workflow efficiency and contributes operational insights, balancing technical precision with client-focused service in Pennsylvania real estate transactions.
Michele Noggle
Title Searcher
Michele conducts courthouse research across five Pennsylvania counties, ensuring accurate title histories. With over 30 years of experience, she combines meticulous attention to detail with practical knowledge of local property records to support reliable insurance policies.
John J. DLauro
CEO and Counsel
As legal counsel and CEO, John provides strategic leadership and legal oversight for Liberty Land Transfer. His dual expertise ensures compliance with state regulations while maintaining the company's commitment to ethical practices and client protection in title services.
Questions
What is title insurance?
Title insurance protects property owners and lenders against financial loss from title defects, liens, or encumbrances that existed before the policy date.
Why do I need title insurance in Pennsylvania?
Pennsylvania properties may have hidden risks like forged documents or undisclosed heirs. Title insurance covers these risks, protecting your investment during and after ownership.
What's the difference between Owner's and Homeowner's policy?
An Owner's Policy covers defects up to the closing date, while a Homeowner's Policy includes additional protections for post-policy risks like zoning violations and permit issues.
How much does title insurance cost?
Costs vary based on property value and policy type. It's a one-time fee paid at closing, providing coverage for as long as you own the property.
Is title insurance required in Pennsylvania?
Lenders typically require title insurance for mortgages, but owner's policies are optional. Both are recommended to protect against potential title-related financial losses.
