Business Details
16 Years
experience
Your Trusted Financial Advisers for Retirement & Wealth Management
Caitlin John is a Private Wealth Management Firm founded in 2010 by Ron Briggs, a 36-year industry veteran. We operate as an Independent Registered Investment Advisor (RIA) firm, serving both individual and institutional investors. Our approach focuses on educating clients about key investment principles, including asset class diversification, risk-adjusted returns, and benchmark correlation. As a fee-based asset management firm, we emphasize client commitment and advisor accountability. Our services extend beyond asset management to include strategic tax planning, wealth transfer strategies, and retirement income maximization.With a lineage of over 50 years in financial services, we combine experience with a fiduciary commitment to stewardship. Our proprietary NRI Max Net Retirement Income Maximization process helps clients plan for multi-decade retirement horizons. We partner with third-party money managers to deliver tactical, discipline-driven portfolio strategies. Our client-first philosophy prioritizes accessibility, personalized solutions, and dynamic asset management tailored to individual goals.
Services
Retirement Income Maximization
Wealth Management
401(k) Strategies
Fiduciary Advisory
Tax Planning
Annuities
Life Insurance
Portfolio Blueprinting
Business Strategies
Legacy Planning
Details
- Year established: 2010
Highlights and features
- We offer a fiduciary approach prioritizing client interests above all else
- 36 years of industry experience through our founding advisor's expertise
- Dynamic asset management strategies that adapt to changing market conditions
- Transparent portfolio analysis with 24/7 client access to investment accounts
- Proprietary NRI Max process for multi-decade retirement income planning
Associations and certifications
- Registered Investment Advisor (RIA)
Services
Retirement Income Maximization
Our NRI Max Net Retirement Income Maximization process helps clients plan for 2-4 decades of retirement through a proprietary, client-engaged approach. We analyze current portfolios, simulate future scenarios, and create sustainable income strategies tailored to individual goals. Our dynamic models adapt to market conditions while maintaining focus on long-term income generation.
Wealth Management
We provide comprehensive wealth management through third-party money managers using tactical, discipline-driven strategies. Our approach combines technical and fundamental metrics to mitigate risk while seeking growth opportunities. Services include portfolio blueprinting, risk assessment, and dynamic asset allocation tailored to client-specific needs and risk tolerance.
Fiduciary Advisory
As a Registered Investment Advisor firm, we operate under strict fiduciary standards. Our advisors provide transparent portfolio management with discretionary trading authority through major custodians. We emphasize client education, full disclosure of investment costs, and ongoing portfolio adjustments based on changing market conditions and client circumstances.
Tax Planning Strategies
Our tax planning services include advanced strategies for real estate exchanges, qualified opportunity zones, and wealth transfer. We simplify complex tax vehicles like DSTs and QOZs to help clients maximize tax benefits. Services are integrated with overall wealth management plans to minimize tax liabilities across generations.
Portfolio Blueprinting
This service provides comprehensive portfolio analysis including current holdings, actual returns, expense evaluation, and risk-adjusted performance assessment. We identify overlapping risks, hidden costs, and inefficiencies while providing clear recommendations for improvement. The process establishes a foundation for implementing tailored investment strategies aligned with client objectives.
People
Ron Briggs
Founder
Ron Briggs is a 36-year financial industry veteran who founded Caitlin John in 2010. He developed the proprietary NRI Max retirement planning process and established the firm's fiduciary-based advisory model. His vision created a national network of independent advisors operating under the Caitlin John RIA platform.
Questions
What makes Caitlin John different from other financial advisors?
We operate as a fiduciary Registered Investment Advisor firm with a proprietary retirement income planning process and dynamic asset management approach.
How do you help clients with retirement planning?
Our NRI Max process creates personalized retirement strategies through portfolio analysis, scenario simulation, and dynamic income generation models.
What investment strategies do you use?
We employ tactical, discipline-driven approaches using third-party money managers with dynamic asset allocation that adapts to market conditions.
Do you work with clients outside Michigan?
Yes, our network of independent advisors serves clients nationwide through the Caitlin John RIA platform.
How are your services priced?
We operate as a fee-based asset management firm with transparent pricing structures tailored to individual client needs.
What retirement account options do you offer?
We specialize in 401(k) strategies, annuities, and tax-efficient retirement income solutions aligned with client goals.
