Business Details
31 Years
experience
Your Trusted Mortgage Partner in Mentor, OH
Union Capital Mortgage has been a trusted name in mortgage lending since 1995, dedicated to helping clients achieve homeownership through personalized loan solutions. Our team of experienced mortgage loan officers specializes in navigating complex financial situations to find tailored loan programs that meet individual needs. With a focus on local communities and a commitment to transparency, we guide clients through every step of the mortgage process, from pre-approval to closing. Our expertise spans conventional, FHA, VA, jumbo, and specialty loans, ensuring accessibility for first-time buyers, veterans, and those with unique financial profiles.Backed by decades of experience and tens of thousands of successful transactions, we prioritize responsiveness, education, and ethical practices. Our clients consistently praise our ability to simplify the mortgage journey while delivering competitive rates and exceptional service. As a locally rooted company, we understand regional housing markets and leverage this insight to benefit our clients. Our mission remains unchanged: to make the dream of homeownership a reality through expertise, integrity, and unwavering support.
Services
Home Purchase Loans
Refinance Options
FHA Loans
VA Loans
Jumbo Loans
Construction Loans
Renovation Loans
Portfolio Loans
Cash Out Refinance
Rate and Term Refinance
Details
- Year established: 1995
Highlights and features
- We offer 25+ years of mortgage industry expertise with a focus on personalized loan programs.
- Our local loan officers provide in-depth knowledge of regional housing markets.
- We specialize in diverse loan options including VA, FHA, jumbo, and specialty loans.
- Our team maintains a 98% client satisfaction rate based on post-closing surveys.
- We guarantee transparent communication with no hidden fees or surprise rate changes.
What people say
Amazing process
Responsive team
Expert guidance
Stress-free experience
Personalized support
Services
Home Purchase Loans
Our home purchase loan program provides tailored financing solutions for first-time buyers and experienced homeowners. We offer fixed-rate and adjustable-rate options with down payments starting at 3%. Our loan officers specialize in navigating complex financial situations to secure competitive rates. With in-house approval processes, we ensure timely closings while maintaining transparency throughout the transaction.
VA Loans
Designed for military veterans and active-duty personnel, our VA loan program offers zero-down payment options and no monthly mortgage insurance. As a VA Automatic Lender, we process approvals internally for faster turnaround. Our team has decades of experience handling VA-specific requirements, including streamline refinances and jumbo VA loan options up to $3 million.
Construction Loans
Our construction loan program supports new home building projects with flexible payment structures during development. We offer construction-to-permanent and owner-builder options with interest-only payments during the building phase. Our specialists coordinate with contractors to ensure funds disbursement aligns with project timelines, providing financial security from groundbreaking to completion.
Refinance Options
We provide rate-and-term and cash-out refinance solutions to help homeowners reduce payments or access equity. Our process includes comprehensive analysis of current mortgage terms versus market conditions. Clients benefit from our ability to close refinance transactions in as little as two weeks, with options for debt consolidation and home improvement funding.
Portfolio Loans
Our portfolio loan program caters to non-traditional borrowers with self-employment income or unique financial profiles. These in-house loans allow flexible underwriting criteria while maintaining competitive rates. Ideal for high-income/low-credit-score scenarios, this program provides alternative qualification pathways without third-party investor constraints.
People
Ron Szuch
President | Senior Loan Officer
With 25+ years in mortgage lending, Ron leads Union Capital Mortgage's strategic direction while maintaining active client relationships. His expertise in complex loan structures has helped thousands achieve homeownership.
Bob Antonelli
Loan Officer
Specializing in first-time homebuyer programs, Bob has guided over 1,500 clients through the mortgage process since joining Union Capital in 2008. His personalized approach ensures clear communication at every stage.
Mike Buynak
Senior Loan Officer
Recognized for exceptional responsiveness, Mike has maintained a 99% client retention rate through transparent advice and timely execution. His market insights help clients navigate competitive housing markets effectively.
Chris Hartzell
Senior Loan Officer
A top performer in VA loan origination, Chris educates veterans on benefit utilization while maintaining a 24-hour response standard for client inquiries across all loan types.
Ante Turcinov
General Manager
Overseeing daily operations, Ante ensures service consistency across all branches. His focus on process optimization has reduced average loan approval times by 30% since 2020.
Questions
What mortgage loan types do you offer?
We provide conventional, FHA, VA, jumbo, construction, renovation, and portfolio loans. Our specialists help determine the best option based on your financial situation and homeownership goals.
Can first-time homebuyers qualify for special programs?
Yes, we offer FHA loans with 3.5% down, VA loans with zero down for veterans, and conventional options with as little as 3% down for qualified buyers.
How does the refinance process work?
We analyze your current mortgage terms, credit profile, and market conditions to recommend rate-and-term or cash-out refinance options that meet your financial objectives.
What are your current mortgage rates?
Rates fluctuate daily based on market conditions. Contact us for personalized rate quotes tailored to your specific loan program and credit profile.
How long does mortgage approval take?
We can approve FHA loans in as little as two weeks. Conventional and jumbo loans typically take 21-30 days, with expedited options available for qualified applicants.
Do you offer construction financing?
Yes, our construction loans support new home building projects with specialized payment structures during development. We offer both construction-to-permanent and owner-builder options.
