Business Details
Your Trusted Mortgage Partner in Derwood, MD
Aspen Home Mortgage Group has been dedicated to providing residential mortgage loan services across the mid-Atlantic region for over three decades. Our team of highly trained loan officers operates strategically throughout the Metro Area, combining advanced technology with personalized service to streamline the mortgage process. We maintain partnerships with major banks and lenders to offer competitive loan programs and pricing tailored to homebuyers and homeowners. Our commitment to transparency ensures clients receive the lowest available rates, points, and fees while benefiting from a seamless application experience. Through our secure online platform, clients can access real-time rates, mortgage calculators, and pre-qualification tools to make informed decisions.Our licensed professionals in Maryland, DC, Virginia, and Delaware prioritize client needs while maintaining compliance with state and federal regulations. We specialize in FHA, VA, HELOC, and reverse mortgage products, along with refinance options including HARP programs for underwater homeowners. Our office hours provide flexibility with weekend appointments available to accommodate busy schedules. Backed by the National Mortgage Licensing System (NMLS #209393), we maintain industry standards while continuously adapting to technological advancements. Our goal is to simplify the mortgage journey while delivering cost-effective solutions that meet diverse financial needs.
Services
FHA Loans
VA Loans
HELOC
Refinance
Reverse Mortgage
HARP Program
Fixed Rate Mortgages
Adjustable Rate Mortgages
Highlights and features
- We offer 35+ years of combined mortgage loan origination experience
- Our team provides personalized service through strategically located loan officers
- We access competitive rates through partnerships with major national lenders
- Our digital tools enable real-time rate tracking and pre-qualification
- We maintain NMLS certification and multi-state licensing compliance
Associations and certifications
- National Mortgage Licensing System (NMLS)
What people say
Competitive rates
Knowledgeable staff
Streamlined process
Personalized service
Quick approvals
Services
FHA Loans
FHA loans provide accessible mortgage options with low down payments and flexible credit requirements. Ideal for first-time homebuyers, these government-backed loans offer competitive rates through approved lenders. Our team guides clients through the qualification process and helps maximize benefits while meeting federal guidelines.
VA Loans
VA loans offer exclusive benefits for military service members and veterans, including zero down payment options and reduced closing costs. We specialize in processing these government-guaranteed loans while providing personalized support throughout the application process to ensure veterans receive their entitled benefits.
HELOC
Home Equity Lines of Credit provide flexible financing using home equity as collateral. We help clients access funds for home improvements, debt consolidation, or major expenses with competitive variable rates and customized repayment terms tailored to financial circumstances.
Reverse Mortgage
Reverse mortgages enable homeowners aged 62+ to convert home equity into tax-free income. Our specialists explain program requirements, help determine eligibility, and ensure clients understand financial implications while maintaining ownership of their properties.
Refinance
Refinancing options help reduce monthly payments, shorten loan terms, or access home equity. We evaluate current mortgages to identify savings opportunities through rate-and-term refinancing, cash-out options, or specialized programs like HARP for underwater homeowners.
People
Patty Chin
Loan Officer
Patty Chin brings extensive mortgage industry experience to our team, specializing in guiding first-time homebuyers through the loan process with personalized attention and clear communication.
Shawn Spurry
Loan Officer
Shawn Spurry focuses on VA loan programs, leveraging military service understanding to help veterans maximize their homebuying benefits while ensuring smooth transaction processes.
Lisa Schwartz
Loan Officer
Lisa Schwartz specializes in FHA loans and works closely with clients to achieve homeownership goals through tailored financial solutions and comprehensive mortgage education.
Sasan Haghani
Loan Officer
Sasan Haghani provides expertise in conventional loan programs, helping clients navigate complex mortgage options while maintaining a focus on long-term financial stability.
Timothy P. Scott
Loan Officer
Timothy P. Scott specializes in reverse mortgage solutions, educating senior homeowners about equity conversion options while ensuring informed decision-making.
Questions
What mortgage loan types do you offer?
We offer FHA, VA, HELOC, reverse mortgage, and conventional loans with fixed or adjustable rates, along with refinance options including HARP programs.
Do you serve first-time homebuyers?
Yes, we specialize in FHA loans and other programs designed for first-time buyers with low down payment requirements and flexible credit standards.
Can I apply for a mortgage online?
Yes, our secure website allows online applications with real-time rate tracking, mortgage calculators, and pre-qualification tools available 24/7.
What areas do you service?
We provide mortgage services throughout Maryland, District of Columbia, Virginia, and Delaware with locally based loan officers in the Metro Area.
Are there refinance options for underwater homeowners?
Yes, we offer HARP refinance programs for qualified borrowers with negative equity through Fannie Mae or Freddie Mac-backed mortgages.
How quickly can loans be processed?
Our technology-enabled process typically closes loans within 30 days, with expedited options available for qualified borrowers needing faster timelines.
