Business Details
32 Years
experience
Trusted Mortgage Solutions Since 1994
Buckingham Mortgage, founded in 1994, is a family-owned business deeply rooted in the mortgage industry. Our core principles prioritize customer benefit, regulatory compliance, and partnerships with top lenders to deliver competitive mortgage solutions. With decades of collective experience, we have grown to serve 20+ states, leveraging our expertise to negotiate favorable terms for clients. Our culture emphasizes teamwork, ensuring employees share ownership of our mission.Through economic fluctuations, including the 2008 crisis, we maintained resilience, funding over $15 billion in mortgages. Today, we combine technological innovation with personalized service, guided by our founders' vision. Recognized for transparency and client-centricity, we offer conventional, government, commercial, and specialty loans, supported by a dedicated team that understands both sides of the mortgage processclients and investors alike.
Services
Conventional Loans
Government Loans
Commercial Loans
Reverse Mortgages
Non-QM Loans
SBA Loans
Construction Loans
Details
- Year established: 1994
Highlights and features
- We have over 25 years of experience in mortgage lending and industry-specific expertise.
- Our team offers personalized service with a commitment to transparency and client needs.
- We maintain partnerships with top lenders to secure competitive mortgage rates.
- We emphasize community involvement and ethical business practices.
- Our employees include homebuyers and investors who understand client perspectives.
Associations and certifications
- Fannie Mae
- Freddie Mac
What people say
Expert guidance
Streamlined process
Competitive rates
Knowledgeable team
Personalized service
Services
Conventional Loans
Buckingham Mortgage offers conventional loans for residential and commercial properties with flexible terms. Ideal for borrowers seeking fixed or adjustable rates without government insurance. We provide competitive interest rates and personalized underwriting for clients with strong credit profiles and down payments, emphasizing transparency and customization.
Government/Agency Loans
Our government-backed loans include FHA, VA, and USDA options for low-to-moderate income borrowers. These programs offer reduced down payments and lenient credit requirements, supporting first-time homebuyers, veterans, and rural residents with accessible financing solutions.
Commercial Loans
We specialize in commercial financing for hotels, office buildings, and industrial properties. Our SBA loans and construction programs cater to business owners seeking capital for acquisitions, expansions, or renovations with tailored repayment structures.
Reverse Mortgages
Buckingham offers HECM reverse mortgages for seniors aged 62+, allowing equity access without monthly payments. These loans support retirement income, tax-free distributions, and property maintenance while maintaining homeownership.
Non-QM Loans
Non-qualified mortgage programs serve borrowers with non-traditional income sources, including self-employed professionals and foreign nationals. We provide asset depletion and DSCR loans with flexible documentation standards for unique financial scenarios.
People
Kamran Hanif
Founder
Kamran Hanif founded Buckingham Mortgage in 1994, establishing core principles focused on customer-centric service and regulatory compliance. His vision laid the foundation for the company's growth and client-focused approach.
Yousuf Hanif
President & CEO
Yousuf Hanif, son of the founder, leads Buckingham Mortgage with a blend of inherited values and modern innovation. Under his leadership, the company has expanded its reach and embraced technological advancements while maintaining core principles.
Questions
What types of mortgage loans do you offer?
Buckingham Mortgage provides conventional, government-backed (FHA/VA/USDA), commercial, reverse, and non-QM loans tailored to diverse client needs.
Can first-time homebuyers qualify for assistance programs?
Yes, we offer FHA loans and down payment assistance programs specifically designed for first-time homebuyers with lower credit scores and minimal down payments.
Do you offer mortgages for investment properties?
Yes, we specialize in conventional and commercial loans for investment properties, including multi-unit buildings and income-generating real estate.
Are reverse mortgages a good option for seniors?
Reverse mortgages benefit seniors aged 62+ by converting home equity into tax-free income without requiring monthly mortgage payments.
How can I apply for a mortgage?
Start by getting pre-approved, then work with a loan officer to submit your application and documentation through our streamlined online process.
What are your current mortgage rates?
Rates vary by loan type and market conditions. Contact us for personalized rate quotes based on your financial profile and goals.
