Business Details
Trusted Mortgage Brokers in Denver, CO
Paragon Mortgage Services is a full-service residential mortgage brokerage dedicated to simplifying the home buying and refinancing process. With licenses in 11 states, including Arizona, California, Colorado, and Texas, we connect clients with over 40 top-tier banks and lenders to secure personalized mortgage solutions. Our team prioritizes client needs, offering tailored guidance to help families achieve homeownership or optimize existing mortgages.We emphasize transparency, leveraging our industry expertise to explain all loan optionsfrom conventional and FHA loans to HELOCs and reverse mortgagesensuring clients feel confident in their financial decisions. Our commitment to excellence extends beyond transactions, focusing on long-term client relationships and wealth-building through real estate.
Services
Mortgage Brokerage
Home Purchase Loans
Refinance Options
HELOC
VA Loans
FHA Loans
USDA Loans
Cash Out Refinance
Reverse Mortgages
Highlights and features
- We offer personalized mortgage solutions tailored to your unique financial goals.
- Licensed in 11 states, providing nationwide service and local market expertise.
- Partner with over 40 top banks and lenders to secure the best rates available.
- Experienced team dedicated to transparent, client-first mortgage guidance.
- Comprehensive support for all loan types, from purchase to refinancing.
What people say
Best in the business
Efficient and professional
Trustworthy and dedicated
Services
Conventional Loans
Conventional loans are private mortgages not insured by the government, ideal for borrowers with strong credit and stable income. These loans offer flexibility in terms and down payment requirements, making them a popular choice for homebuyers seeking competitive rates without government-backed restrictions.
FHA Loans
FHA loans provide accessible homeownership opportunities with low down payments (as low as 3.5%) and lenient credit requirements. Insured by the Federal Housing Administration, these loans are ideal for first-time buyers or those with moderate credit histories seeking affordable financing options.
VA Loans
VA loans offer eligible veterans and service members zero-down payment options and favorable terms through U.S. Department of Veterans Affairs guarantees. These loans eliminate private mortgage insurance requirements and feature competitive interest rates, supporting military families in achieving homeownership.
Cash Out Refinance
Cash-out refinancing allows homeowners to tap into their home equity by replacing their existing mortgage with a larger loan. The difference is paid in cash, which can be used for debt consolidation, home improvements, or other financial needs while potentially securing a lower interest rate.
HELOC
HELOCs provide flexible credit lines secured by home equity, featuring adjustable interest rates and draw periods for borrowing. Homeowners can access funds as needed for renovations, education expenses, or emergency reserves, repaying over time with interest.
People
Susan Martin Lansing
President & Licensed Mortgage Loan Originator
With over two decades of mortgage expertise, Susan leads Paragon Mortgage Services with a commitment to client advocacy. Her deep industry knowledge and personalized approach ensure clients receive tailored financing solutions that align with their long-term goals.
Bill McCracken
Licensed Mortgage Loan Originator
Bill brings extensive lending experience to Paragon, specializing in matching clients with optimal mortgage programs. His focus on clear communication and timely execution helps streamline the loan process for first-time buyers and seasoned homeowners alike.
Brittany Smith
Licensed Mortgage Loan Originator
Brittany combines technical expertise with client-centric service, guiding borrowers through complex mortgage decisions. Her dedication to education and transparency empowers clients to make informed choices about their home financing options.
Chrissy Mazzarelli
Licensed Mortgage Loan Originator
Chrissy prioritizes building trust through personalized support, helping clients navigate purchase and refinance transactions. Her proactive approach ensures smooth closings and long-term satisfaction for homeowners across multiple states.
Dan McNutt
Licensed Mortgage Loan Originator
Dan leverages his market insights to deliver customized mortgage strategies, focusing on affordability and long-term financial benefits. His responsive service and attention to detail have earned consistent praise from clients and industry peers.
Questions
What loan programs does Paragon Mortgage Services offer?
We provide conventional, FHA, VA, USDA, cash-out refinance, HELOC, reverse mortgage, and second mortgage options tailored to your financial situation.
How does pre-approval benefit homebuyers?
Pre-approval clarifies your budget, strengthens offers, and identifies potential credit issues early, giving you a competitive edge in the home buying process.
Can I refinance if my home's value has changed?
Yes, we assess your current equity and market conditions to determine if refinancing aligns with your goals, including cash-out or rate reduction strategies.
In which states does Paragon operate?
We are licensed in Arizona, California, Colorado, Florida, Idaho, Iowa, Montana, North Dakota, Texas, Utah, and Wyoming.
