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Your Trusted Financial Partner in Erie, PA
Erie Firefighters Federal Credit Union has been dedicated to serving the financial needs of our community since our establishment. Our credit union operates with a commitment to providing personalized financial solutions, including share accounts, checking accounts, and a variety of loan options tailored to meet the unique needs of our members. We prioritize member satisfaction by offering competitive rates, no minimum balance requirements for checking accounts, and dividend-paying opportunities. Our team remains focused on maintaining the highest standards of service while adhering to all government protocols to ensure the safety of our members and staff. With office hours from 9:00 AM to 3:00 PM Monday through Friday, we strive to make banking convenient and accessible.

We encourage members to utilize phone communication and mail slots to minimize in-person visits while maintaining social distancing measures. Our credit union partners with Services Credit Union to offer enhanced financial products like credit cards, ensuring our members have access to comprehensive financial tools. We are proud to be a federally insured institution through the NCUA, providing up to $250,000 in savings protection. Our mission is to empower our members with financial stability and support through transparent practices and community-focused initiatives.
Services
Share Accounts Checking Accounts Auto Loans Credit Cards Loan Applications
Highlights and features
  • We offer competitive loan rates and no minimum balance checking accounts.
  • Our credit union provides personalized service with local expertise.
  • We guarantee federally insured savings up to $250,000 through NCUA.
  • Our team prioritizes member needs with flexible communication options.
  • We pay dividends on share accounts to benefit our members.
Associations and certifications
  • NCUA
Services
Share Accounts
Our share accounts offer members a secure way to save with competitive dividend rates. These accounts provide liquidity and growth opportunities while maintaining easy access to funds. Ideal for individuals seeking reliable savings solutions with the benefits of credit union membership.
Checking Accounts
Our no-minimum-balance checking accounts provide flexibility and convenience without hidden fees. Members enjoy free ATM debit cards, bill payment options, and real-time transaction tracking through online banking. Designed for everyday financial management with member-focused benefits.
Auto Loans
We offer competitive auto loans for new and used vehicles with flexible terms to suit various budgets. Our streamlined application process ensures quick approval decisions while maintaining favorable interest rates. Members receive personalized guidance to find the best financing options for their automotive needs.
Credit Cards
Through our partnership with Services Credit Union, we provide credit cards with rewards programs and security features. These cards offer convenient payment solutions with fraud protection and global acceptance. Designed to help members build credit while enjoying exclusive benefits and purchase protections.
Loan Applications
Our loan application process simplifies access to various credit products including personal, auto, and home loans. We evaluate applications based on individual financial profiles to offer tailored solutions. Members receive dedicated support throughout the application journey to ensure clear understanding of terms and conditions.
Questions
What loan rates does Erie Firefighters FCU currently offer?
As of August 20, 2025, we offer back-to-school loans at 5.00% APR. Contact our office for detailed information about other loan products and current rates.
Are there fees for checking accounts?
Our checking accounts have no minimum balance requirements and no general service fees. We charge a $10.00 fee for each item that overdraws your account.
How can I report a lost ATM card?
Call 800.543.5073 immediately to report lost or stolen ATM debit cards. Our team will assist with card cancellation and replacement procedures.
Is my money insured at Erie Firefighters FCU?
Yes, all savings are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency.
What are your office hours?
We operate Monday through Friday from 9:00 AM to 3:00 PM. We recommend conducting business via phone or mail slot when possible for quicker service.