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Your Trusted Bankruptcy Law Firm in Los Angeles
At RHM LAW LLP, we are dedicated to helping individuals and businesses overcome financial difficulties through expert bankruptcy solutions. With over 20 years of experience and a track record of handling 7,500+ cases, our certified bankruptcy specialists provide personalized legal guidance tailored to the unique challenges of Southern California residents. Our team combines deep expertise in Chapter 7, 11, and 13 bankruptcies with a compassionate approach, ensuring clients receive practical solutions to stop foreclosure, repossession, and creditor harassment.As a multilingual firm offering services in English, Spanish, and Farsi, we prioritize clear communication and transparency, empowering clients to regain control of their finances. Recognized as a top 5% law firm with attorneys honored as Super Lawyers, we are committed to delivering trustworthy, client-focused representation that aligns with the highest standards of legal excellence.
Services
Chapter 7 Bankruptcy
Chapter 11 Bankruptcy
Chapter 13 Bankruptcy
IRS Tax Relief
Medical Bill Relief
Wage Garnishment Defense
Creditor Harassment Litigation
Loan Modification
Foreclosure Defense
Debt Settlement
Highlights and features
- Certified Bankruptcy Specialists with decades of combined experience
- 20+ years of experience handling 7,500+ bankruptcy cases
- Multilingual support in English, Spanish, and Farsi
- Proven track record in Southern California courts
- Transparent flat fees and flexible payment plans
Associations and certifications
- California State Bar Bankruptcy Certification
- Super Lawyers
What people say
Professional, friendly, compassionate
Stopped foreclosure
Knowledgeable and considerate
Saved my home
Efficient and lifesavers
Services
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy eliminates unsecured debts through asset liquidation, offering immediate relief for individuals and businesses. Our attorneys guide clients through the process, ensuring compliance with federal and California laws while protecting exempt assets like homes and vehicles. This solution is ideal for those with limited income seeking a fresh financial start.
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy restructures debt into manageable monthly payments over 35 years, allowing clients to retain property and catch up on mortgage arrears. We design customized plans to address secured and unsecured debts, providing a pathway to financial stability while halting foreclosure and repossession.
IRS Tax Relief
Our IRS Tax Relief services help clients resolve back taxes through installment agreements, offers in compromise, or penalty abatements. We leverage local expertise to navigate complex tax codes, reducing liabilities and protecting clients from wage garnishments or bank levies.
Foreclosure Defense
Foreclosure Defense services protect homeowners by challenging improper lender actions and negotiating loan modifications. Using bankruptcy filings or alternative strategies, we stop foreclosure proceedings and advocate for equitable solutions under Californias homestead exemption laws.
Creditor Harassment Litigation
Creditor Harassment Litigation safeguards clients from unlawful collection practices by enforcing the Fair Debt Collection Practices Act. We pursue legal remedies to cease harassment, recover damages, and ensure creditors adhere to federal and state regulations.
People
M. Jonathan Hayes
Senior Counsel
M. Jonathan Hayes brings decades of legal expertise to RHM LAW LLP, specializing in bankruptcy law and debt relief strategies for individuals and businesses.
Matt D. Resnik
Partner
Matt D. Resnik, a Super Lawyer for 11 consecutive years, leads complex bankruptcy cases with a focus on client advocacy and innovative solutions for financial recovery.
Roksana D. Moradi-Brovia
Partner
Roksana D. Moradi-Brovia, a 7-time Super Lawyer honoree, specializes in bankruptcy litigation and creditor rights, delivering strategic legal counsel to Southern California clients.
Russell J. Stong III
Senior Associate Attorney
Russell J. Stong III provides dedicated representation in bankruptcy matters, combining meticulous attention to detail with a client-first approach in Los Angeles.
David M. Kritzer
Senior Associate Attorney
David M. Kritzer negotiates debt settlements and represents clients in bankruptcy proceedings, leveraging his expertise to achieve favorable outcomes in Encino and beyond.
Questions
How long does bankruptcy take to finalize?
Chapter 7 cases typically resolve in 4–6 months, while Chapter 13 requires 3–5 years for repayment plan completion.
Will filing for bankruptcy affect my home in Los Angeles?
California’s homestead exemption often allows homeowners to retain their primary residence, depending on equity and bankruptcy chapter.
Do I have to attend court in person if I file for bankruptcy?
Most clients attend a virtual or in-person meeting of creditors but rarely need to appear in open court.
What are the different types of bankruptcy in California?
Common options include Chapter 7 (liquidation), Chapter 11 (business restructuring), and Chapter 13 (repayment plans).
How does bankruptcy affect my credit score?
While bankruptcy initially lowers your score, it eliminates debt and allows rebuilding through responsible financial habits.
Can bankruptcy stop foreclosure?
Yes, an automatic stay halts foreclosure proceedings immediately upon filing, offering time to restructure debts.
