Business Details
Your Trusted Mortgage Broker in Tualatin, OR
Value Mortgage Inc has been helping customers achieve homeownership for over two decades, specializing in personalized mortgage solutions. As a locally owned and operated company licensed in Oregon, Washington, and California, we leverage relationships with hundreds of wholesale lenders to tailor loan programs to individual client needs. Our team prioritizes honesty, integrity, and competence, offering access to USDA, FHA, VA, Conventional, Jumbo, rehab/construction, and credit-challenged loan options.With 20+ years of direct lending experience and real estate investment expertise, we provide strategic guidance to overcome financing obstacles. Our commitment to accessibility ensures all clients receive equal support through technologically inclusive services.
Services
USDA Loans
FHA Loans
VA Loans
Conventional Loans
Jumbo Loans
Rehab Loans
Construction Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Credit Recovery Loans
Highlights and features
- 20+ years of direct mortgage lending experience
- Access to 100+ wholesale lending partners
- Tailored loan solutions for unique financial situations
- Commitment to website accessibility compliance (WCAG 2.1)
- Proven track record helping first-time buyers and investors
Associations and certifications
- NMLS 63677
What people say
Dedication and compassion
Great knowledge in financing
Proactive loan professional
Excellent service
Helped overcome financing obstacles
Services
USDA Loans
USDA loans provide zero-down payment options for rural and suburban homebuyers. These government-backed mortgages offer competitive rates and flexible credit requirements, ideal for qualifying borrowers seeking affordable homeownership opportunities in designated areas.
FHA Loans
FHA loans require as little as 3.5% down with lenient credit standards. Backed by the Federal Housing Administration, these mortgages help first-time buyers and credit-challenged applicants achieve homeownership with reduced financial barriers and competitive interest rates.
VA Loans
VA loans offer military veterans and active-duty personnel zero-down payment options with no private mortgage insurance. These guaranteed loans provide favorable terms, streamlined refinancing options, and dedicated support for service members' housing needs.
Conventional Loans
Conventional loans suit borrowers with strong credit seeking flexible terms. Available with fixed or adjustable rates, these mortgages offer low down payment options (as low as 3%) and competitive pricing through our wholesale lending network.
Jumbo Loans
Jumbo loans finance premium properties exceeding conforming loan limits. We provide competitive rates and personalized underwriting for high-value home purchases, with tailored solutions for luxury property buyers and unique real estate investments.
People
Todd Kono
Owner / Broker
With 20+ years of mortgage origination experience and real estate investment expertise, Todd Kono specializes in personalized loan solutions. He holds NMLS license #63677 and maintains deep relationships with wholesale lenders to secure optimal financing for clients.
Questions
What loan options do you offer?
We provide USDA, FHA, VA, Conventional, Jumbo, rehab/construction, and credit-challenged loan programs with competitive rates and flexible terms.
How quickly can you close a loan?
Our average closing time is 15 days or less through streamlined processes and direct lender relationships.
Do you work with first-time homebuyers?
Yes, we specialize in guiding first-time buyers through down payment assistance programs and low-documentation options.
Can you help with poor credit situations?
Our credit recovery loans and tailored underwriting help borrowers with past credit challenges secure financing.
What areas do you serve?
We operate throughout Oregon, Washington, and California with local market expertise.
How do I start the application process?
Begin online with our simple application or contact us directly at (503) 312-4603 for personalized guidance.
