Business Details
37 Years
experience
Your Trusted Mortgage Broker in Portland, OR
Associated Mortgage Brokers has been a trusted name in the mortgage industry since 1989, dedicated to providing personalized and professional mortgage solutions. With over 25 years of hands-on experience, our team specializes in guiding clients through the complexities of home financing across Oregon, Washington, and Idaho. Our founder, Matt Jolivette, brings a wealth of expertise as a Certified Mortgage Consultant (CMC), ensuring clients receive tailored advice aligned with their unique financial goals. We pride ourselves on transparency, offering a wide range of loan options including fixed-rate, FHA, VA, jumbo, and ODVA loans to meet diverse needs. Our commitment to excellence is reflected in our deep understanding of local market dynamics and our ability to secure competitive rates through a network of lenders.We prioritize long-term relationships over transactions, ensuring clients feel supported from initial consultation to closing and beyond. Our teams dedication to continuous education and adherence to the highest industry standards positions us as leaders in the mortgage brokerage field. Whether youre a first-time homebuyer or a seasoned investor, we are here to simplify the mortgage process and empower informed decisions. Our local roots and national perspective enable us to serve clients with precision and integrity, making homeownership dreams a reality.
Services
Fixed-Rate Mortgages
FHA Loans
VA Loans
Jumbo Loans
ODVA Loans
Refinance Options
Investment Property Loans
DSCR Loans
Portfolio Mortgages
Cash-Out Refinance
Details
- Year established: 1989
Highlights and features
- We offer 25 years of experience in mortgage brokerage.
- Our team holds the prestigious Certified Mortgage Consultant (CMC) designation.
- We provide personalized service tailored to local market dynamics.
- We offer a wide range of loan options, including VA, FHA, and jumbo loans.
- Our commitment to transparency ensures no hidden fees or surprises.
Associations and certifications
- Certified Mortgage Consultant (CMC)
Services
Fixed-Rate Mortgages
Fixed-rate mortgages provide consistent interest rates and predictable monthly payments over the loan term. Ideal for long-term homeowners, these loans offer stability in fluctuating markets. Our team ensures clients understand terms, rates, and eligibility to secure the best fit for their financial goals.
VA Loans
VA loans offer zero down payment and no mortgage insurance for eligible veterans and active-duty members. We guide clients through eligibility, documentation, and closing, leveraging our expertise as a veteran-owned brokerage to maximize benefits and simplify the process.
Jumbo Loans
Jumbo loans finance homes exceeding conforming loan limits, tailored for high-value properties in Oregon, Washington, and Idaho. We connect clients with specialized lenders, ensuring competitive rates and flexible terms for primary residences, investments, or second homes.
FHA Loans
FHA loans cater to first-time buyers with low down payments and flexible credit requirements. Our brokers explain eligibility, mortgage insurance, and debt-to-income ratios, helping clients secure affordable financing even with limited savings or imperfect credit.
ODVA Loans
ODVA loans provide exclusive benefits for Oregon veterans, including subsidized rates and no PMI. We specialize in state-specific programs, ensuring clients access unique advantages unavailable through federal VA loans while purchasing homes across Oregon.
People
Matt Jolivette
Co-Owner & Mortgage Broker
Matt Jolivette, a Certified Mortgage Consultant with 25+ years of experience, founded Associated Mortgage Brokers in 1989. A Marine Corps veteran and Oregon native, he specializes in tailored mortgage solutions across the Pacific Northwest.
Alice Crosby
Licensed Mortgage Broker
Alice Crosby, licensed for 10 years, supports clients with meticulous attention to detail and a focus on customer service. She collaborates with Matt Jolivette to streamline the mortgage process for first-time buyers and investors alike.
Questions
What loan options do you offer for first-time homebuyers?
We offer FHA loans with low down payments, ODVA loans for Oregon veterans, and conventional programs tailored to first-time buyers’ needs.
Can I refinance my current mortgage with your company?
Yes, we provide cash-out refinancing, rate-and-term refinancing, and streamline options to lower payments or access home equity.
How do VA loans differ from conventional mortgages?
VA loans require no down payment or PMI, offer competitive rates, and have lenient credit requirements compared to conventional loans.
What are the benefits of working with a local mortgage broker?
Local brokers like us understand regional market trends, lender networks, and state-specific programs to secure better terms and faster approvals.
What credit score is needed for a jumbo loan?
Most jumbo loan programs require a minimum credit score of 700, though some lenders may accept lower scores with compensating factors.
How long does the mortgage approval process take?
Preapproval typically takes 1–3 days, while full underwriting and closing average 30–45 days, depending on loan complexity and documentation.
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