Business Details
Your Trusted Financial Planning Partner in Coral Gables
Genesis Wealth Management was founded to provide individuals, families, and business owners with an independent, unbiased alternative to large brokerage firms, prioritizing personalized and conflict-free advisory relationships. Our firm operates as a fee-only advisor committed to transparency, ensuring clients access high-quality financial instruments and advice at reasonable costs. With decades of combined experience, our team adheres to the strictest fiduciary standards, offering institutional-quality investment management tailored to optimize market exposure. We partner with Dimensional Fund Advisors, leveraging empirically validated research and Nobel Prize-winning principles to structure portfolios that target higher expected returns while managing risk. Our comprehensive approach integrates retirement, tax, insurance, estate, and investment planning, guided by the Certified Financial Planner Board's rigorous standards.We emphasize long-term relationships, educating clients to make informed decisions aligned with their unique goals and risk profiles. Our commitment to excellence is reflected in our credentials, including Certified Financial Planner (CFP), Chartered Financial Consultant (ChFC), and Certified Private Wealth Advisor (CPWA) designations. We serve clients nationwide from our Coral Gables, Florida office, maintaining a focus on financial literacy and community engagement. Our institutional asset class funds provide cost-efficient diversification, minimizing turnover and transaction costs to enhance long-term performance. By adhering to disciplined investment strategies and continuous monitoring, we aim to build generational wealth through trust, integrity, and client-centric service.
Services
Investment Planning
Customized Financial Planning
Retirement Planning
Tax Planning
Estate Planning
Insurance Planning
Wealth Management
Portfolio Management
Risk Assessment
Diversification Strategies
Highlights and features
- We offer 20+ years of experience in personalized financial planning.
- Our fee-only fiduciary model ensures unbiased, transparent advice.
- We partner with top-tier institutional investment firms like Dimensional Fund Advisors.
- Our customized plans integrate retirement, tax, and estate strategies.
- We provide access to low-cost institutional asset class funds.
Services
Investment Planning
Our investment planning service structures portfolios using institutional asset classes grounded in academic research. We target higher expected returns while managing risk through diversified allocations across U.S. and international equities, fixed income, and real estate. By minimizing costs and turnover, we enhance long-term performance for clients seeking sustainable wealth growth.
Customized Financial Planning
We create personalized financial plans integrating retirement income, tax optimization, estate strategies, and insurance analysis. Using the CFP Board's six-step process, we assess your current situation, define goals, and implement coordinated strategies tailored to your risk tolerance and life stage.
Retirement Planning
Our retirement planning focuses on building sustainable income streams through tax-efficient withdrawals, Social Security optimization, and portfolio structuring. We emphasize longevity risk management and market volatility mitigation to ensure financial security throughout retirement.
Estate Planning
We collaborate with legal professionals to develop estate plans minimizing tax liabilities while preserving wealth for future generations. Services include beneficiary designations, trust integration, and charitable giving strategies aligned with your legacy goals.
Tax Planning
Our tax planning identifies opportunities to reduce liabilities through strategic asset location, tax-loss harvesting, and retirement account conversions. We coordinate with CPAs to implement solutions that enhance after-tax returns within your overall financial strategy.
People
Mario Yngerto
Founder & Financial Advisor
With over 20 years of experience, Mario Yngerto is a Certified Financial Planner (CFP), Chartered Financial Consultant (ChFC), and Certified Private Wealth Advisor (CPWA). He founded Genesis Wealth Management to prioritize client needs through fee-only fiduciary advice, focusing on retirement and investment planning for individuals and families nationwide.
Questions
What services does Genesis Wealth Management offer?
We provide investment planning, retirement strategies, tax optimization, estate planning, insurance analysis, and institutional asset management tailored to individual goals.
How is Genesis Wealth Management different from other advisors?
As a fee-only fiduciary, we prioritize client interests using institutional funds and evidence-based strategies, avoiding conflicts of interest present in traditional brokerage models.
What credentials do your advisors hold?
Our advisors hold Certified Financial Planner (CFP), Chartered Financial Consultant (ChFC), and Certified Private Wealth Advisor (CPWA) designations.
Do you serve clients outside Florida?
Yes, we serve clients nationwide through virtual consultations and personalized digital tools.
How do you approach investment management?
We use Dimensional Fund Advisors' institutional asset classes, focusing on low-cost diversification, tax efficiency, and risk-adjusted returns aligned with client profiles.
