Brecek & Young Financial Service

Brecek and Young Financial Services is a dedicated full-service financial firm committed to providing individuals with tailored solutions to their unique financial challenges. Navigating the complex world of finance can be overwhelming, and we are here to help you understand and make informed decisions regarding financial management. We encourage you to utilize the resources we have gathered on this website to deepen your understanding of financial planning concepts such as investing, retirement, estate planning, wealth preservation, and insurance. We are passionate about financial education and are eager to help you every step of the way on your financial journey.

Our Mission: Empowering Individuals and Families

At Brecek and Young Financial Services, we collaborate with families and individuals to offer comprehensive financial planning services. We recognize that every client's circumstance is unique, and therefore treat each one with the care and attention required to assess their financial planning needs. Our goal is to empower our clients by providing personalized recommendations in the following areas:

• Retirement Planning
• Investments
• Professional 401(k) management (as permitted by plan parameters)
• 401(k) rollovers
• IRAs
• 403(b)/457 plans
• Life Insurance
• Long-term care Insurance

Our Approach: Holistic Financial Planning

Our introductory process begins with a face-to-face meeting, allowing us to understand your financial goals and needs. Armed with this information, we proceed to design customized recommendations to meet your specific requirements. Upon becoming a client, we schedule periodic reviews to ensure that your financial strategy remains on track, adapting to any life changes. Our review schedule is tailored to each client's specific needs.

At Brecek and Young Financial Services, we cultivate strong, lasting relationships with our clients. Our team of financial professionals is dedicated to helping you:

• Clarify your financial objectives
• Create a strategy to achieve your financial goals
• Implement customized recommendations
• Monitor and adjust your financial strategy as needed

Who We Are: Experienced and Committed Professionals

Our team consists of dedicated financial professionals with extensive experience in the industry. Our representatives, Jay Moretti, Michele Schumacher, and S. David Dinn are registered with Securities America Inc., Member FINRA/SIPC, an independent broker-dealer. Our firm is a branch office of Securities America Financial Corporation, parent company of Securities America Inc. and Securities America Advisors, Inc., providing securities products and investment advisory services.

Please note that Securities America and its representatives do not provide tax or legal advice. We encourage clients to consult with their tax or legal advisors regarding their specific situations.