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Mortgage Experts powered by Novus Home Mortgage is a family-owned and operated mortgage lending company proudly serving clients throughout North Central Wisconsin, with offices conveniently located in Stevens Point and Marshfield. Our mission is simple: to guide our clients through the home financing process with clarity, compassion, and expertise, making the dream of homeownership a reality for each and every individual we serve.

Founded by Laura Leonhard, who recognized a gap in the mortgage industry for personalized service and genuine care, Mortgage Experts began as a vision to offer clients a unique and comforting experience during a sometimes daunting process. Today, her son, Jordan Leonhard, and his wife, Jessica, lead the company as your local mortgage experts, carrying on the tradition of superior customer service and unwavering dedication to our clients' success.

Our Mortgage Philosophy

At Mortgage Experts powered by Novus Home Mortgage, we believe in building lasting relationships with our clients, based on trust, transparency, and mutual respect. We strive to provide a level of personalized attention and support that simply isn't found with large, impersonal mortgage lenders. Our team of experienced loan officers and processors is devoted to understanding your unique financial needs and guiding you through every step of the mortgage process, from pre-approval to closing and beyond.

We are proud to offer a comprehensive array of loan products to meet the diverse needs of our clientele, including:

---Convention Loans---: Traditional fixed-rate and adjustable-rate mortgages for borrowers with strong credit history and sufficient down payment.

---FHA Loans---: Government-backed loans designed to assist borrowers with lower credit scores or smaller down payments.

---VA Loans---: Specialized loans for eligible veterans, active-duty military personnel, and surviving spouses, often offering favorable terms and no down payment requirements.

---USDA Loans---: Loans for eligible rural borrowers, providing low or no down payment options and competitive interest rates.

---WHEDA Loans---: Wisconsin Housing and Economic Development Authority programs offering down payment assistance and competitive rates to Wisconsin residents.

---Refinancing Loans---: Options to refinance your existing mortgage for lower interest rates, shorter terms, or to tap into your home equity.

---Home Rehab Loans---: Loans specifically designed to finance the renovation or repair of your home.

Taking the First Step Towards Homeownership

At Mortgage Experts powered by Novus Home Mortgage, we understand that buying a home can be a complex and overwhelming process. That's why we are committed to providing our clients with the knowledge, support, and resources they need to make informed decisions and confidently navigate every step of the journey. We offer free pre-approval consultations, expert guidance on selecting the right loan product, and transparent communication throughout the entire process.

Our mission is to make the dream of homeownership a reality for everyone. Whether you're a first-time homebuyer, seasoned investor, or looking to achieve your financial goals through refinancing, we are here to provide you with the personalized service, expertise, and support you deserve.

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