Business Details
47 Years
experience
Emergency
services
Your Trusted Bankruptcy Attorney in Albuquerque, NM
Steve Sessions Law has been providing dedicated legal representation in bankruptcy matters since 1979. Our firm specializes in both consumer and business bankruptcy solutions, offering personalized guidance through complex financial challenges. With over 20 years of focused experience in bankruptcy law, we serve individuals and businesses across New Mexico, helping clients navigate debt relief, estate planning, and business restructuring. Our commitment to reasonable pricing ensures accessible legal support for families and small businesses facing financial hardship. We have successfully assisted over 3,000 clients since 1991, maintaining a reputation for compassionate yet professional service.Our practice extends beyond bankruptcy to include IRS representation, foreclosure prevention, and creditor harassment defense. As a Federal Designated Debt Relief Agency, we combine legal expertise with practical solutions to help clients achieve financial stability. Our team prioritizes clear communication and automated filing options for emergency cases, ensuring timely assistance when it's needed most. Located in Albuquerque, we serve clients throughout New Mexico with a focus on community-oriented legal care.
Services
Bankruptcy
Chapter 7
Chapter 13
Debt Relief
IRS Representation
Foreclosure
Garnishment
Repossession
Tax Collection
Details
- Year established: 1979
Highlights and features
- Over 20 years experience in bankruptcy law
- Serves individuals and businesses of all sizes
- Offers free initial consultation
- Committed to reasonable pricing for all clients
- Successfully served over 3,000 clients since 1991
Associations and certifications
- Federal Designated Debt Relief Agency
Services
Bankruptcy
Our bankruptcy services help individuals and businesses eliminate or restructure debts through Chapter 7 and Chapter 13 filings. We provide comprehensive guidance from initial consultation through case completion, helping clients achieve financial fresh starts while protecting their assets.
Chapter 7
Chapter 7 bankruptcy services help clients eliminate unsecured debts like credit cards and medical bills. We assist with asset protection, means test qualification, and navigating the discharge process that typically completes within months, stopping garnishments and creditor harassment immediately.
Chapter 13
Our Chapter 13 services create structured repayment plans for clients with regular income. We help protect homes from foreclosure, restructure secured debts, and develop manageable payment schedules over 3-5 years while maintaining protection from creditors throughout the process.
IRS Representation
We represent clients facing tax collection issues, helping resolve back taxes through installment agreements, offers in compromise, or bankruptcy solutions. Our services include stopping wage garnishments and bank levies while developing sustainable resolution strategies.
Foreclosure
Our foreclosure defense services help homeowners protect their properties through bankruptcy filings, loan modifications, or workout agreements. We provide urgent legal intervention to stop pending foreclosures and develop long-term solutions for mortgage debt management.
People
Steve Sessions
Attorney
Practicing bankruptcy law since 1991 with over 20 years of specialized experience. Graduated University of New Mexico Law School and has successfully served 3,000+ clients. Combines legal expertise with compassionate representation for New Mexico residents.
Questions
What bankruptcy options are available for New Mexico residents?
We offer Chapter 7 liquidation for debt elimination and Chapter 13 reorganization for debt restructuring. Our attorneys help determine which option best fits your financial situation through free consultations.
How can bankruptcy stop foreclosure proceedings?
Filing for bankruptcy triggers an automatic stay that immediately halts foreclosure. We help clients use Chapter 13 plans to catch up on mortgage arrears while maintaining current payments.
What debt relief services do you offer besides bankruptcy?
We provide creditor negotiation, garnishment prevention, and IRS tax debt resolution services. Our attorneys develop customized solutions to address specific financial challenges without necessarily filing bankruptcy.
Do you offer free initial consultations?
Yes, we provide free initial consultations to evaluate your financial situation and explain all available options. This includes reviewing your income, debts, and property to determine the best course of action.
How are emergency bankruptcy filings handled?
We offer automated emergency filing options to quickly stop garnishments or foreclosures. Our system allows immediate submission of essential documents followed by complete paperwork within the required timeframe.
