Bankruptcy Legal Services Of New Mexico

Steve Sessions - Attorney at Law is a reputable law firm based in New Mexico, dedicated to providing top-notch legal services to individuals and businesses. Our expertise lies in bankruptcy law, with over 20 years of experience under our belt. Our commitment to serving New Mexicans with friendly and professional service has earned us a reputation as one of the most reliable law firms in the region.

Our Expertise

At Steve Sessions - Attorney at Law, we specialize in bankruptcy law, covering both business and consumer bankruptcy. We understand the intricacies of Chapter 7 and Chapter 13 bankruptcy, providing our clients with the best possible solutions to their financial woes. Whether you're an individual seeking a fresh start or a business looking to reorganize your debts, we've got you covered.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy, also known as "liquidation" or "fresh start, " is a legal process designed to quickly eliminate unsecured debt. This type of bankruptcy is ideal for individuals who have regular property such as houses, cars, retirement accounts, and basic necessities like furniture and clothing, but little or no money left after paying basic expenses each month. Chapter 7 bankruptcy can discharge most unsecured debts, providing a quick process that usually takes just a few months. Creditors cannot contact you while the automatic stay is in effect or after debts are discharged.

Chapter 13 Bankruptcy

Chapter 13 bankruptcy, or "reorganization, " is a legal process designed to adjust debts for individuals with regular income. This type of bankruptcy is suitable for individuals who have a steady income but are unable to pay their debts. Chapter 13 bankruptcy allows you to keep your property and repay a portion of your debts over time, usually within three to five years. At the end of the repayment period, remaining debts are discharged.

Our Services

At Steve Sessions - Attorney at Law, we offer a range of services tailored to meet the specific needs of our clients. These include:

• Bankruptcy Representation: We provide expert legal representation for both Chapter 7 and Chapter 13 bankruptcy cases.
• Debt Relief: We help our clients find relief from unsecured debts such as credit cards, department store cards, medical bills, and more.
• Estate Planning: We assist our clients in planning for the future by drafting wills, establishing trusts, and creating powers of attorney.
• Business Organization and Operation: We help businesses with organization, operation, and if necessary, dissolution.

Why Choose Us

At Steve Sessions - Attorney at Law, we pride ourselves on our commitment to serving New Mexicans with friendly and professional service. With over 20 years of experience in bankruptcy law, we have helped thousands of clients navigate their financial challenges. Our dedication to providing reasonable prices for individuals and small businesses sets us apart from other law firms in the region. We believe in treating our clients with respect and compassion, ensuring that they receive the best possible service during their time of need.