Your Partner in Home Financing - Where Service Meets Solutions
At Pacific Home Loans, our commitment is to provide exceptional mortgage services to individuals, families, and businesses on the beautiful island of Maui. Our team, led by experienced Loan Originator Ginni Madsen, is dedicated to helping our clients achieve their real estate goals, whether they're buying a home, refinancing, or investing in a new property.
Our Services
We specialize in offering a wide range of mortgage options to cater to the unique needs of our clients. Our loan programs include 30 Year Fixed Rate, 15 Year Fixed Rate, Jumbo Loans, VA Loans, FHA Loans, Adjustable Rate Mortgages, and more. We also offer Mortgages for Canadians, Commercial Mortgages, Construction Loans, and Reverse Mortgages.
Why Choose Us
At Pacific Home Loans, we pride ourselves on our transparent and client-centric approach. We work closely with our clients to understand their specific needs and goals, and we shop for the best mortgage deals amongst Hawaii's top banks, trust companies, and lenders. Our checklist process is quick and easy, with no hidden fees or surprises. Our team is committed to providing exceptional customer service and ensuring a seamless mortgage experience.
Mortgage Calculators
We offer a range of mortgage calculators to help you make informed decisions about your mortgage options. Our calculators include the Monthly Payment Calculator, Refinance Savings Calculator, How Much Can I Borrow Calculator, 15 Year Rate vs 30 Year Rate Calculator, and Mortgage Payoff Calculator.
Loan Options
Our loan options are designed to cater to the diverse needs of our clients. We offer a range of loan programs, including 30 Year Fixed Rate, 15 Year Fixed Rate, Jumbo Loans, VA Loans, FHA Loans, Adjustable Rate Mortgages, and more. We also offer Mortgages for Canadians, Commercial Mortgages, Construction Loans, and Reverse Mortgages.
Apply Online
Ready to get started? Apply online today and take the first step towards achieving your real estate goals. Our online application process is secure, easy to use, and only takes a few minutes to complete.
Contact Us
For more information about our mortgage services, please don't hesitate to contact us. You can reach us at (808) 270-2775 or toll-free at (1-877) 270-2542. You can also email us at info@pacifichomeloans.com or use our contact form below.
Mixed Reviews
The reviews for Ginni's services are split between extremely positive and extremely negative experiences.
Unsatisfactory Experience
Max T. gave Ginni a 1-star review, stating that he wasted a lot of his time providing documents to her team for several weeks, only to receive no updates on his loan. He expressed distrust towards Ginni and suggested that she may not be reliable.
Exceptional Experiences
Sophie D., Seth Gordon, Adrienne L., and Jaime D. all gave Ginni 5-star reviews. They mentioned that Ginni is professional, available, and always willing to go above and beyond to answer their questions. They praised her expertise, dedication, and credibility, and highly recommended working with her.
Inconsistencies
Ginni's services seem to have been inconsistent, with some reviewers having extremely positive experiences, while others had terrible experiences. The reviews hint at potential issues with communication and reliability.
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