Business Details
50+ Years
experience
Your Trusted Community Credit Union in Cuba, NM
Cuba Credit Union was established in 1972 as a school-based financial institution serving Cuba Independent Schools and Jemez Mountain Schools. Over decades, dedicated managers and elected volunteers have shaped our operations through policy development and strategic guidance. We host annual membership meetings to elect these volunteers who establish operational frameworks for our professional staff. As a community-chartered credit union, we prioritize exceptional financial services tailored to members' needs while extending benefits to surrounding communities. Our cooperative structure ensures member ownership and democratic governance.We maintain transparent operations through regular communication of policies and procedures. Our service philosophy emphasizes personalized financial solutions and long-term member relationships. We continuously adapt our product offerings to meet evolving financial demands while maintaining fiscal responsibility. Our physical location in Cuba, New Mexico serves as the hub for all member transactions and consultations. We maintain strict compliance with all regulatory requirements while prioritizing member education about financial products. Our commitment to community development remains central to our mission.
Services
Auto Loans
Certificates of Deposit
Checking Accounts
Savings Accounts
Loan Specials
Details
- Year established: 1972
Highlights and features
- We operate as a member-owned cooperative financial institution
- Our volunteer board ensures community-driven decision making
- We offer competitive APR rates on auto loans and CDs
- Our eligibility extends to local school district residents and employees
- We maintain transparent financial operations with clear fee structures
Services
Auto Loans
We provide competitive auto loan options with APR rates starting at 4.00% for qualified borrowers. Our financing solutions cover new and used vehicle purchases with flexible repayment terms. Our loan specialists help members find appropriate financing options that match their financial situation.
Certificates of Deposit
Our CD accounts offer guaranteed returns with APY rates up to 0.75%. Members can choose from various term lengths to meet their savings goals. These accounts provide secure growth opportunities for both short-term and long-term financial plans.
Savings Accounts
We offer accessible savings solutions requiring only a $25 minimum deposit. Our savings accounts provide foundational financial management tools for members. These accounts serve as entry points for new members and form the basis for all credit union services.
Loan Specials
Our specialized loan programs include back-to-school and holiday financing options. These limited-time offers provide members with targeted financial support for specific needs. Program details and availability periods are announced annually.
Checking Accounts
We provide no-minimum checking solutions with convenient access to funds. Our checking services include debit cards, check writing privileges, and electronic payment options. These accounts facilitate daily financial transactions for personal and business needs.
People
Rhonda Jacquez
Contact Representative
Rhonda Jacquez serves as the primary contact for Cuba Credit Union members. She manages member communications and coordinates financial services delivery. Her role focuses on ensuring clear information flow between members and credit union staff.
Emily Morales
Contact Representative
Emily Morales provides essential support to credit union members through direct communication channels. She assists with account inquiries and facilitates access to financial products. Her work emphasizes personalized member service and problem resolution.
Questions
Who can join Cuba Credit Union?
Eligibility includes residents or employees of Cuba Independent School district, Jemez Mountain Schools district, or family members of current/retired employees from these organizations.
What is the membership fee?
A one-time $1.00 membership fee plus $25 minimum deposit into a savings account is required for membership.
What loan rates do you offer?
Auto loans start at 4.00% APR with approved credit. Special loan programs are available seasonally for specific needs.
What are your operating hours?
We're open Monday-Thursday 8:30 AM-4:30 PM, Friday 8:30 AM-4:30 PM, and Wednesday until 1:00 PM. Closed weekends and federal holidays.
