Business Details
14 Years
experience
Your Trusted Financial Partner in Lamesa, TX
Caprock Federal Credit Union has been dedicated to providing personalized financial services to its members since 2012. As a member-owned institution, we prioritize competitive products and services designed to meet diverse financial needs, including share savings accounts, checking accounts, certificates of deposit, and retirement planning through IRAs. Our loan offerings encompass auto, motorcycle, RV, and home financing, tailored to help members achieve their financial goals. We emphasize transparency, security, and member education, offering tools like savings calculators and cash flow planners to support informed decision-making.Our commitment to privacy and accessibility ensures members feel confident in their financial partnerships. With locations in Lamesa and Seminole, Texas, we combine local expertise with robust financial solutions. Our team focuses on building long-term relationships, ensuring every member receives individualized attention and guidance. By adhering to strict confidentiality and compliance standards, we maintain trust and reliability in all our services. Our mission remains centered on empowering members to build stronger financial futures through accessible, member-driven solutions.
Services
Auto Loans
Home Mortgages
Checking Accounts
Savings Accounts
IRAs
RV Financing
Online Banking
Loan Calculators
Financial Planning
Member Services
Details
- Year established: 2012
Highlights and features
- We offer personalized financial planning tools for savings and loans.
- Our member-owned structure prioritizes your financial success over profits.
- Competitive APY rates on savings and certificate accounts.
- Comprehensive loan options for autos, homes, and RVs.
- Secure online banking and dedicated local customer support.
Services
Auto Loans
Caprock Federal Credit Union offers competitive auto loan rates for new and used vehicle purchases. Our financing options include flexible terms and personalized payment plans to accommodate various budgets. As a member-owned institution, we prioritize your financial health over profit margins.
Home Mortgages
We provide home mortgage solutions for primary residences, investment properties, and second homes. Our mortgage team offers fixed and adjustable-rate options with competitive APRs. Members benefit from local decision-making and streamlined approval processes.
Savings Accounts
Our savings accounts feature tiered interest rates with up to 0.2002% APY. Members enjoy secure fund storage, easy access to balances, and tools to track savings growth. No minimum balance requirements apply to basic savings accounts.
IRAs
We offer Traditional and Roth IRA options with 0.1301% APY and tiered rate structures. Our retirement accounts provide tax advantages and investment flexibility. Members receive personalized guidance to optimize retirement savings strategies.
Online Banking
Our secure online platform enables 24/7 account access, bill payments, and loan management. Features include eStatements, account alerts, and mobile check deposit. Digital tools integrate with financial calculators for comprehensive money management.
Questions
What loan types does Caprock Federal Credit Union offer?
We provide auto loans, home mortgages, RV financing, and personal loans tailored to member needs.
Are there online banking options available?
Yes, our secure online banking platform allows account management, bill payments, and loan applications.
What savings account rates do you currently offer?
Our savings accounts feature up to 0.2002% APY with tiered rate options available.
Do you offer financial planning tools?
Yes, we provide savings calculators, cash flow planners, and retirement estimation tools for members.
What are your branch locations?
We serve members at 709 North First Street, Lamesa, TX, and 116 SW Ave. B, Seminole, TX.
