Angela's Home Loans

Delaware Financial Capital Corp is a mortgage lending institution dedicated to providing personalized and transparent mortgage experiences for homebuyers and homeowners throughout Delaware, Pennsylvania, and Maryland. We understand that navigating the mortgage process can be complex and overwhelming, and our team is committed to guiding you every step of the way.

Meet Angela Caputo

Angela Caputo, our Senior Mortgage Loan Officer, is a lifelong Delaware resident with a deep understanding of the local real estate market. Having graduated from The Charter School of Wilmington and Woodbury University, Angela brings a wealth of knowledge and experience to her role. With over 12 years of dedicated service in the finance industry, Angela has fostered a passion for assisting individuals and families in achieving their dream of homeownership. Licensed in Delaware, Pennsylvania, and Maryland, Angela is equipped to provide comprehensive mortgage solutions tailored to your specific needs.

Services

Whether you are embarking on the journey of purchasing your first home, refinancing your existing mortgage, or exploring investment opportunities, Delaware Financial Capital Corp offers a diverse range of services designed to simplify the process and ensure your success.

• Home Purchases & Refinances: Our experienced team provides expert guidance and support throughout the entire homebuying or refinancing process. From initial consultation to loan closing, we work closely with you to understand your financial situation, goals, and preferences, ensuring you make informed decisions every step of the way.

Loan Products & Programs

We offer a comprehensive selection of loan products and programs to suit a variety of needs and financial situations. Some of the programs we specialize in include:

• FHA Loans: Ideal for first-time homebuyers or those with limited down payment resources, FHA loans require as little as 3.5% down payment and have more lenient credit requirements.

• Conventional Loans: Known for their competitive interest rates and flexible terms, conventional loans cater to a broad range of borrowers, including those with strong credit histories and significant down payments.

• Jumbo Loans: For high-priced properties exceeding conventional loan limits, jumbo loans offer the financing power you need.

• VA Loans: Eligible veterans, active-duty military personnel, and surviving spouses can access VA loans, which offer the unique advantage of 0% down payments and no private mortgage insurance (PMI).

• USDA Loans: Designed for rural properties, USDA loans provide 0% down payment options and low-interest rates to eligible borrowers.

• Streamline Refinancing: Existing borrowers with FHA loans can benefit from streamline refinancing, a simplified process aimed at lowering your monthly payments or shortening your loan term.

• 97% Conventional Down-Payment Assistance: Take advantage of programs that can significantly reduce your down payment requirement, making homeownership more attainable.

• Investment Opportunities: Expand your investment portfolio with our expertise in financing investment properties, including multi-family dwellings and commercial real estate.

• Renovation Loans: Combine financing for both the purchase and renovation of your dream home with our specialized renovation loan programs.