Business Details
Your Trusted Bankruptcy Attorneys in Sacramento
At Wolff & Wolff Attorneys at Law, we specialize in providing comprehensive bankruptcy solutions for individuals and businesses facing financial distress. Our dedicated team helps clients eliminate overwhelming debt, stop collection calls, and protect critical assets through personalized legal strategies. With decades of combined experience in bankruptcy law, we guide clients through complex processes like Chapter 13 filings, mortgage arrears resolution, and tax debt discharge.Our practice emphasizes transparency, client education, and compassionate representation, ensuring every client receives tailored advice during confidential consultations. We pride ourselves on delivering measurable results, as evidenced by our clients' success stories of financial recovery and improved credit standing. Our husband-and-wife leadership team brings both legal expertise and personal understanding to every case, fostering trust and long-term client relationships.
Services
Personal Bankruptcy
Business Bankruptcy
Chapter 13 Filings
Debt Discharge
Asset Protection
Mortgage Arrears
Tax Debt Relief
Creditor Harassment
Financial Restructuring
Credit Recovery
Highlights and features
- We offer free, confidential bankruptcy consultations with experienced attorneys
- Our team stops wage garnishments and halts foreclosure proceedings immediately
- Proven success protecting homes, cars, and bank accounts during bankruptcy
- Specialized expertise in eliminating credit card debt and medical bills
- Personalized approach combining legal strategy with financial education
What people say
Helped immensely
Great to do business with
Friendly and efficient
Highly recommend
Financial recovery success
Services
Personal Bankruptcy
Our personal bankruptcy services help individuals eliminate unmanageable debt through Chapter 7 and Chapter 13 filings. We protect essential assets while stopping collection calls, wage garnishments, and foreclosure actions. Clients receive customized plans to discharge credit card debt, medical bills, and other obligations while rebuilding financial stability through expert legal guidance.
Business Bankruptcy
We assist businesses in reorganizing debt through Chapter 11 bankruptcy proceedings. Our services preserve operational continuity while negotiating with creditors and restructuring payment plans. Business owners receive strategic counsel on asset protection, contract modifications, and financial recovery pathways tailored to their specific industry challenges and growth objectives.
Chapter 13 Filings
Our Chapter 13 bankruptcy solutions create court-approved repayment plans for individuals with regular income. We help clients catch up on mortgage arrears, vehicle loans, and tax debts over 3-5 years while maintaining possession of valuable assets. This process stops foreclosure and repossession immediately upon filing, providing structured debt resolution.
Asset Protection
We specialize in safeguarding client assets during bankruptcy proceedings through legal exemptions and strategic planning. Our services protect primary residences, vehicles, retirement accounts, and personal property while eliminating unsecured debt. We provide detailed guidance on maintaining financial stability during and after the bankruptcy process.
Creditor Harassment
Our firm immediately halts creditor harassment through automatic stay enforcement upon bankruptcy filing. We handle all communication with collection agencies, stop wage garnishments, and eliminate debt-related lawsuits. Clients receive comprehensive protection from persistent creditors while we manage all legal proceedings and documentation requirements.
People
Mark Wolff
Bankruptcy Attorney
Experienced bankruptcy attorney with 25+ years helping Sacramento residents eliminate debt. Specializes in Chapter 7 and Chapter 13 filings, with proven success in mortgage arrears resolution and asset protection.
Ruby Wolff
Bankruptcy Attorney
Compassionate legal advocate focused on financial recovery solutions. Combines legal expertise with personal understanding of debt challenges, guiding clients through bankruptcy proceedings with clear communication and strategic planning.
Questions
What types of bankruptcy do you handle?
We specialize in Chapter 7 liquidation and Chapter 13 repayment plans for individuals, plus Chapter 11 business reorganization cases.
Will bankruptcy stop wage garnishment?
Yes, our attorneys immediately halt wage garnishments through automatic stay protection upon filing your bankruptcy petition.
Can I keep my home after filing?
We help clients protect primary residences through exemption planning and Chapter 13 mortgage arrears repayment options.
How does bankruptcy affect credit?
While initially impacting credit scores, our clients typically rebuild stronger financial standing within 2-3 years post-discharge.
What are your consultation fees?
We offer free, no-obligation bankruptcy consultations to evaluate your specific situation and available legal options.
How long does the process take?
Chapter 7 cases complete in 3-6 months, while Chapter 13 requires 3-5 years of structured payments under court supervision.
