Education Personnel Federal

Education Personnel Federal Credit Union (EPFCU) is a not-for-profit financial cooperative owned and operated by its members. Our mission is to provide high-quality financial services that meet the unique needs of the employees of Vermilion County Schools. We are dedicated to enriching the lives of our members and the communities we serve by promoting financial literacy, responsible financial practices, and affordable financial solutions.

At EPFCU, we believe that credit union values aren't in profits; they're in people. This belief translates to significant contributions within the communities we serve. We lead the nation when it comes to branches operating inside schools, providing young people with the opportunity to learn to use financial products responsibly. We also reach out to people with low incomes, new Americans, and people who lack a relationship with a financial institution to offer an affordable alternative to predatory financial providers.

Our Services

EPFCU offers a wide range of financial services designed to meet the diverse needs of our members. Our personal accounts include savings accounts, special savings accounts, checking accounts, holiday club accounts, and Johnny Appleseed Club accounts. We also offer investments, insurance, and loans, including vehicle loans, credit card loans, personal loans, real estate loans, and loan protection.

Our loan rates are competitive, and we offer quick rates for vehicle loans, signature loans, and mortgages. Our new and improved online banking system allows members to access all of their accounts at once, transfer money to other financial institutions, shut off lost cards, and take advantage of many other convenient features.

Who Can Join

Membership in EPFCU is open to employees of Vermilion County Schools, their families, and select employee groups. Once you become a member, you can remain a member for life, regardless of where you live or work.

Our Community

EPFCU is proud to be an active member of the communities we serve. We are committed to promoting financial literacy and responsible financial practices. We believe that by empowering our members with the knowledge and tools they need to make informed financial decisions, we can help them achieve their financial goals and build a better future for themselves and their families.

Our Security

At EPFCU, we take the security of our members' financial information very seriously. We use state-of-the-art security measures to protect our members' accounts and personal information. We will never contact you asking for personal details or account information. If you ever receive such a phone call, email, or letter, please contact us immediately.

Financial Education

EPFCU is committed to promoting financial literacy and responsible financial practices. We offer a range of financial education resources to help our members make informed financial decisions. Our financial education programs include seminars, workshops, and online resources designed to help our members understand complex financial concepts and make smart financial decisions.

In conclusion, Education Personnel Federal Credit Union is a not-for-profit financial cooperative dedicated to providing high-quality financial services to the employees of Vermilion County Schools. We offer a wide range of financial services designed to meet the diverse needs of our members, and we are committed to promoting financial literacy and responsible financial practices. Join us today and become a part of a financial cooperative that puts people first.