North Alabama Educators Credit Union

Our Mission: Empowering financial well-being for our members

North Alabama Educators Credit Union (NAECU) stands as a pillar of support for educators in the North Alabama community. Founded in 1955, we have proudly served over 11,000 members and accumulated over $127 million in assets. Guided by the philosophy of "Not for Profit, not for Charity, but for Service, " we exist to empower our members through personalized financial solutions and exceptional service.

General Banking & Payments

• Convenient online and mobile banking services
• Secure CU-Online Home Banking
• Make loan payments from other financial institutions
• Submit membership applications easily

Loan Solutions

• Competitive rates on personal loans, auto loans, and mortgages
• Flexible options for consolidating high-interest debt
• Specialized loan programs for FHA, VA, USDA, and conventional homes
• Skip-a-Payment plans for added flexibility

Savings & Investments

• High-yield savings accounts to maximize your returns
• A variety of certificate options for secure investments
• Competitive interest rates on CDs and other deposits

Additional Services

• Convenient branch locations in Huntsville, Athens, and Madison, plus over 5,000 shared branch locations across the nation
• ATM & Debit Card services
• Online bill payments and transfer services
• Financial education resources and guidance

Our Core Values

• Financial Empowerment: We believe in providing members with the tools and education they need to make informed financial decisions.
• Personalized Service: We treat each member with respect and provide individual attention to their financial needs.
• Community Involvement: We actively support initiatives that benefit the North Alabama community.
• Sustainability: We prioritize responsible financial practices that benefit both our members and the community.
• Shared Ownership: As a member-owned credit union, we believe in the power of collective ownership and shared prosperity.

Join NAECU and experience the difference we can make for your financial well-being!