Business Details
23 Years
experience
Your Trusted Fiduciary Partner for Retirement Planning
Kelly Financial was founded in 2003 by Bill and Kelly with a mission to provide personalized financial guidance rooted in family values and fiduciary responsibility. As an independent SEC-registered investment adviser, we prioritize client interests above all, offering holistic retirement planning solutions that extend beyond portfolio performance to encompass wealth preservation, distribution strategies, and legacy planning. Our team of experienced professionals utilizes cutting-edge technology and a five-step Safe Money Strategies process to create customized plans aligned with individual goals.Following Bill Kelly's passing in 2017, Kelly and their children continue his legacy of integrity, transparency, and community service while expanding financial literacy through educational resources and the Masters Series seminars. With offices in Braintree and Burlington, Massachusetts, we serve clients across Greater Boston and beyond, maintaining our commitment to fiduciary excellence and client-centered service.
Services
Financial Planning
Retirement Strategies
Investment Advice
Estate Planning
Tax Planning
Wealth Preservation
Legacy Planning
Risk Analysis
Portfolio Management
Insurance Strategies
Details
- Year established: 2003
Highlights and features
- We operate as a fiduciary, legally obligated to prioritize client interests above all else
- Our proprietary Safe Money Strategies process ensures consistent, goal-oriented financial planning
- Team includes second-generation financial professionals continuing a 20-year legacy
- We maintain independence to offer unbiased advice without proprietary product constraints
- Our holistic approach considers all aspects of financial well-being beyond market performance
Services
Financial Planning
Our comprehensive financial planning service creates customized roadmaps for achieving long-term financial goals. We analyze your complete financial picture to develop strategies that address retirement readiness, risk management, and wealth transfer. By integrating tax-efficient solutions and investment strategies, we help clients build sustainable financial futures while maintaining flexibility for life's changes.
Retirement Strategies
Specializing in retirement income planning, we help clients transition from wealth accumulation to sustainable distribution. Our strategies consider healthcare costs, Social Security optimization, and longevity factors to create personalized withdrawal plans. We focus on maintaining lifestyle goals while managing market volatility through diversified investment approaches and risk management techniques tailored to pre-retirees and retirees.
Estate Planning
Our estate planning services coordinate with legal professionals to create effective wealth transfer strategies. We help clients establish trusts, develop charitable giving plans, and implement tax-efficient inheritance solutions. By integrating these plans with overall financial strategies, we ensure clients' wishes are fulfilled while minimizing tax burdens for future generations through comprehensive legacy planning frameworks.
Investment Advice
We provide personalized investment advice focused on risk-appropriate asset allocation and diversification. Our approach combines modern portfolio theory with individual risk profiles to create balanced investment strategies. Through ongoing monitoring and rebalancing, we help maintain optimal portfolio positioning aligned with financial goals while adapting to changing market conditions and personal circumstances.
Tax Planning
Our tax planning services focus on minimizing tax liabilities through strategic investment positioning and retirement account management. We implement tax-efficient withdrawal strategies and coordinate with accounting professionals to optimize overall financial plans. By integrating tax considerations with investment and retirement strategies, we help maximize after-tax returns and improve long-term financial outcomes for clients at all wealth levels.
People
Kelly Kelly
President & Chief Executive Officer
Co-founder of Kelly Financial with over 20 years of experience, Kelly leads with a commitment to fiduciary excellence. She previously ran a specialty food business and worked in financial marketing. Holding multiple insurance licenses, she focuses on client-centered planning while continuing her family's legacy of community service.
Michael Doucette
Chief Operating Officer
As Chief Operating Officer, Michael oversees daily operations and investment advisory services. With extensive experience in financial services, he ensures operational efficiency while maintaining the firm's commitment to personalized client service and fiduciary standards.
Greg Murray
Chief Compliance Officer
Greg manages compliance and investment advisory services, ensuring all operations meet regulatory standards. His expertise maintains the firm's fiduciary integrity while supporting advisors in delivering transparent, client-focused solutions that align with evolving financial regulations.
Mary Madeline Kelly
Investment Advisor
Following her father's legacy, Mary Madeline serves as an investment advisor bringing fresh perspective to client services. She represents the next generation of financial professionals at Kelly Financial, combining traditional values with modern planning techniques.
Tom Schlager
Financial Advisor
As an insurance specialist, Tom helps clients protect assets through appropriate risk management strategies. His expertise complements the firm's holistic approach to financial planning by addressing life insurance and long-term care needs.
Questions
What distinguishes Kelly Financial Services as a fiduciary advisor?
As a fiduciary, we're legally required to prioritize client interests above all else, providing transparent advice without conflicts of interest from proprietary products.
What retirement planning services do you offer?
We provide comprehensive services including wealth accumulation, preservation strategies, distribution planning, and legacy solutions tailored to individual retirement goals.
How does your Safe Money Strategies process work?
Our five-step process (Discover, Analyze, Develop, Implement, Review) creates personalized plans that evolve with market changes and personal life circumstances.
Do you work with clients outside the Boston area?
While based in Massachusetts, we serve clients nationwide through virtual consultations and our digital financial planning resources.
What investment approaches do you use?
We employ diversified strategies aligned with individual risk tolerance, using technology-driven analysis to create customized portfolio solutions.
How are your advisory fees structured?
We use a transparent asset-based fee structure that aligns our success with client portfolio growth, eliminating upfront commissions and hidden fees.
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