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Banking on a brighter future, one member at a time.

At Carolina Federal Credit Union, we are committed to providing our members with exceptional financial services and unparalleled customer experience. As a not-for-profit credit union, our primary focus is on serving the financial needs of our members, not generating profits for shareholders. We take pride in being a trusted financial partner for our members, offering a wide range of deposit and loan products, as well as innovative online and mobile banking services.

Our History and Mission

Carolina Federal Credit Union was founded on the principle of people helping people. Our mission is to provide our members with access to affordable financial services, while promoting financial literacy and responsibility. We strive to create a culture of excellence, integrity, and member-centricity, where our members feel valued, respected, and empowered to achieve their financial goals.

Our Services

We offer a comprehensive range of financial products and services to meet the diverse needs of our members. Our deposit products include checking and savings accounts, money market certificates, and individual retirement accounts (IRAs). Our loan portfolio includes personal loans, auto loans, recreational loans, home equity loans, and mortgages. We also provide online banking, mobile banking, and mobile deposit services, as well as financial literacy resources and calculators.

Why Choose Carolina Federal Credit Union?

As a credit union, we are owned and operated by our members. This means that our profits are reinvested back into the credit union, allowing us to offer competitive rates, lower fees, and exceptional service. Our members enjoy:

  • Competitive deposit rates and loan rates
  • Lower fees and no NSF fees
  • Convenient online and mobile banking services
  • Access to a network of ATMs and branch locations
  • Financial literacy resources and calculators
  • Personalized service and expert financial guidance

Community Involvement

At Carolina Federal Credit Union, we are committed to giving back to our community. We partner with local organizations and charities to promote financial literacy, education, and community development. Our employees are actively involved in volunteering and participating in community events, demonstrating our commitment to making a positive impact in the communities we serve.

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