Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Myrtle Beach
H.B. Springs Insurance Company Insurance Company has been serving families and businesses in Horry and Georgetown Counties since 1928, establishing itself as the oldest and one of the largest insurance agencies in Myrtle Beach. Our commitment to professionalism, personalized service, and community involvement has allowed us to build long-term relationships with clients, some spanning over 45 years. As a locally owned and operated independent agency, we leverage direct contracts with numerous carriers and partnerships with regional Surplus Lines brokers to offer tailored insurance solutions. Our team, considered part of the 'H.B.Springs Family,' prioritizes understanding coastal-specific risks and provides expertise in homeowners, auto, life, health, and business insurance. With a focus on honesty and integrity, we ensure clients receive coverage that aligns with their unique needs while maintaining competitive pricing. Our 24/7 claims reporting and dedication to prompt settlements underscore our client-centric approach. Over 90 years of experience, combined with a deep understanding of local market dynamics, positions us as a trusted advisor in protecting our community's future.
Services
Auto Insurance
Homeowners Insurance
Renters Insurance
Life Insurance
Health Insurance
Business Insurance
Umbrella Insurance
Employee Benefits
Flood & Wind Insurance
Annuities
Details
- Year established: 1928
Highlights and features
- We offer over 90 years of experience insuring coastal properties and businesses.
- Our independent agency provides access to multiple carriers for customized coverage.
- Professionally trained staff delivers personalized service tailored to local needs.
- We maintain 24/7 claims reporting for prompt and fair settlements.
- Our team has managed accounts with continuous service spanning 25+ years.
Services
Auto Insurance
Our auto insurance policies protect drivers with customizable coverage options, including collision, comprehensive, liability, and uninsured motorist protection. We offer discounts for safe driving, new vehicles, and bundled policies while ensuring adequate coverage for financial security. With 24/7 claims support and partnerships with top carriers, we provide reliable protection tailored to individual driving habits and coastal risks.
Homeowners Insurance
We specialize in homeowners insurance that covers residences, detached structures, personal belongings, and liability risks. Our policies address coastal challenges like storm damage and include options for replacement cost coverage and floaters for high-value items. With expertise in local building codes and access to specialized carriers, we ensure comprehensive protection for properties in high-risk areas.
Business Insurance
Our business insurance solutions protect commercial properties, liability risks, and operational continuity. We offer tailored policies for coastal businesses, including flood and windstorm endorsements, and access to surplus lines carriers for unique risks. With over 90 years of experience supporting local economic growth, we provide coverage that aligns with industry-specific challenges and regulatory requirements.
Employee Benefits
We design competitive employee benefits packages that include health, disability, and life insurance options. Our solutions help businesses attract talent while managing costs through customized plans that balance employer and employee needs. With access to multiple providers, we offer flexible benefits structures that comply with regulatory standards and support workforce well-being.
Flood & Wind Insurance
We provide specialized flood and windstorm insurance for coastal properties, addressing gaps in standard homeowners policies. Our expertise includes National Flood Insurance Program compliance, percentage-based deductible planning, and surplus lines placements for high-risk exposures. With local market knowledge, we ensure adequate protection against hurricane and storm surge risks unique to South Carolina's coast.
Questions
What types of insurance do you offer?
We provide auto, homeowners, renters, life, health, business, flood/wind, and employee benefits insurance tailored to coastal living needs.
Are you available for emergency claims?
Yes, we offer 24/7 claims reporting through partnered carriers for prompt and fair settlements.
Do you serve areas outside Myrtle Beach?
We primarily serve Horry and Georgetown Counties, including coastal communities throughout South Carolina's Grand Strand region.
How can I get a personalized quote?
Contact us directly via phone or our website to speak with a local agent who will assess your specific needs and risk factors.
Why choose an independent agency?
Our independence allows access to multiple carriers, ensuring competitive pricing and customized coverage options unavailable through single-provider agencies.
Do you offer discounts for bundled policies?
Yes, we provide multi-policy discounts for bundling auto, home, and other insurance products.
