Business Details
Your Trusted Mortgage Partner in Farmington Hills, MI
At Kaye Financial, we have dedicated ourselves to providing a superior mortgage experience for over 25 years. Our team of seasoned professionals operates with unwavering commitment to trust, honesty, and integrity, forming the foundation of every client relationship. We specialize in delivering customized mortgage solutions tailored to meet the unique needs of each individual, whether purchasing a home, refinancing, or investing in real estate. With expertise in a wide range of loan programsincluding FHA, VA, USDA, jumbo, and reverse mortgageswe ensure our clients receive comprehensive guidance and competitive rates.Our mission extends beyond transactions; we aim to serve families, friends, and communities while upholding the principles of equal housing opportunity. By maintaining transparent communication and prioritizing client satisfaction, we strive to be the mortgage lender our clients turn to for generations.
Services
15-Year Fixed Rate Mortgage
30-Year Fixed Rate Mortgage
FHA Loan
VA Loan
USDA Loan
Jumbo Loans
Reverse Mortgage
Refinance Analysis
Pre Approval Letter
Mortgage Calculator
Highlights and features
- We offer over 25 years of expertise in mortgage lending with a client-first approach.
- Our team provides personalized guidance through a wide range of loan programs.
- We guarantee fast funding options with typical turnaround times of 30 days.
- Our loan officers maintain transparent communication throughout the entire process.
- We are committed to fair lending practices and equal housing opportunities.
What people say
Amazing service
Professional and efficient
Knowledgeable team
Smooth process
Highly recommended
Services
15-Year Fixed Rate Mortgage
Our 15-year fixed rate mortgage offers stable monthly payments with a shorter repayment term. Ideal for borrowers seeking to build equity quickly while benefiting from lower interest rates compared to longer-term loans. This option provides financial security through predictable payments over the loan's lifetime.
FHA Loan
FHA loans provide accessible homeownership opportunities with low down payments and flexible credit requirements. Designed for first-time buyers and those with moderate credit histories, these government-backed mortgages offer competitive rates and reduced closing costs.
VA Loan
VA loans offer exclusive benefits to eligible veterans and military personnel, including zero down payment options and no private mortgage insurance requirements. Our specialists guide service members through the process of securing these favorable loan terms.
Refinance Analysis
Our comprehensive refinance analysis evaluates potential savings from lowering interest rates, reducing monthly payments, or accessing home equity. We help clients determine optimal timing and loan structures to maximize financial benefits.
Pre Approval Letter
Obtain a competitive edge in real estate transactions with our expedited pre approval process. This service clarifies borrowing capacity, demonstrates buyer credibility to sellers, and streamlines the home purchasing journey with clear financial parameters.
People
Carol Nowland
Loan Officer
Carol provides expert mortgage guidance with a focus on first-time homebuyers, offering personalized support and clear communication throughout the loan process.
Brian Homeszyn
Loan Originator
Brian specializes in customized mortgage solutions, known for exceptional client service and securing competitive rates through extensive industry experience.
Charyl Gordon
Mortgage Consultant
Charyl delivers hands-on mortgage assistance with a track record of simplifying complex transactions and maintaining prompt, transparent communication with clients.
Steve Goldberg
Senior Loan Officer
Steve offers decades of mortgage expertise, specializing in seamless refinancing solutions and guiding clients through efficient home purchase transactions.
Suzanne Cavanaugh
Mortgage Specialist
Suzanne provides comprehensive loan education and personalized mortgage strategies, maintaining availability for clients beyond standard business hours.
Questions
What mortgage options are available for first-time homebuyers?
We offer FHA loans with low down payments, VA loans for eligible veterans, and conventional mortgages with specialized programs for first-time buyers.
How quickly can you fund a mortgage loan?
Our fast funding options typically close in 30 days from application, with expedited processing available for time-sensitive transactions.
Do you offer refinancing services?
Yes, we provide rate-and-term refinancing, cash-out options, and streamline refinance programs to help reduce payments or access home equity.
What credit score is needed for an FHA loan?
Minimum credit score of 500 with 580+ qualifying for maximum financing and 3.5% down payment options.
Are there mortgage programs for veterans?
We specialize in VA loans offering zero down payment options and exclusive benefits for eligible military personnel and veterans.
How do I start the mortgage process?
Begin with our free pre approval process or schedule a consultation to explore loan options tailored to your financial situation.
